Bank of America · 13 hours ago
Senior Credit Underwriter - Custom Lending - Global Wealth & Investment Management
Westlake Village, CA
Full-time
Onsite
Senior Level, Lead/Staff
10+ years expBank of America is committed to making financial lives better through every connection. The Senior Credit Underwriter is responsible for performing risk assessments and preparing transaction justifications for complex transactions, while managing a portfolio of credit relationships for ultra-high-net-worth clients.
FinanceBankingFinTechAsset ManagementFinancial Services
Responsibilities
Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions
Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities
Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process
Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements
Complete Credit Approval Memos (CAMs) and modifications to secure credit approval for complex, custom loan products, including marketable securities, commercial real estate, fine art, hedge fund, yacht, unsecured, insurance, private equity, and subscription‑finance facilities
Synthesize comprehensive financial information to assess liquidity, leverage, cash flow, key risks/mitigants, and legal structures (trusts, special wealth vehicles, etc.), applying sound judgment to support appropriate credit decisions
Distill complex issues to their core components and document findings clearly, concisely, and accurately
Consistently apply established policies, procedures, and underwriting practices, including accurate financial spreading, risk rating, financial modeling, and required approvals
Provide lending guidance, structural recommendations, and policy expertise during upfront deal discussions with partners
Review, negotiate, and refine loan structures and covenants during the documentation process based on borrower creditworthiness, collateral, and overall risk appetite
Proactively manage deal pipeline and ensure timely progression of new and existing transactions
Oversee day‑to‑day management of assigned loan portfolio, ensuring timely and accurate execution of collateral releases, SER preparation, renewals, covenant resolution, risk‑rating updates, loan modifications/waivers, and past‑due remediation
Identify opportunities to streamline workflows and recommend process improvements
Mentor and develop Credit Underwriters, supporting skill growth and consistent underwriting quality
Qualification
Required
Strong financial analysis, accounting skills, and deal structuring for borrowers with complex balance sheets and income streams
10+ years of commercial and/or private wealth management credit experience
Strong negotiation and communication skills
Proficiency in Word, Excel and PowerPoint
Excellent interpersonal skills and the ability to build business partnerships with risk, services and client teams who may not be co-located
Attention to Detail
Credit and Risk Assessment
Financial Analysis
Underwriting
Written Communications
Analytical Thinking
Credit Documentation Requirements
Financial Forecasting and Modeling
Recording/Organizing Information
Business Acumen
Collaboration
Collateral Management
Loan Structuring
Prioritization
Portfolio Management
High School Diploma / GED / Secondary School or equivalent
Preferred
Formal Credit Training and/or Commercial/Wealth Management credit experience preferred
Bachelor's degree in business administration, finance, accounting or economics preferred
Company
Bank of America
Bank of America is a financial institution that offers credit cards, home loans, and auto loan services.
10001+ employees
H1B Sponsorship
Bank of America has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (780)
2024 (546)
2023 (590)
2022 (759)
2021 (715)
2020 (931)
Funding
Current Stage
Public CompanyTotal Funding
$3.59BKey Investors
Berkshire Hathaway
2025-02-20Post Ipo Debt· $387.99M
2024-11-26Post Ipo Debt· $2B
2020-07-28Post Ipo Equity· $400M
Leadership Team
Charissa Messer
Senior Vice President, Creative Agency Executive (Enterprise Creative Solutions)
Rami Salem
SVP Strategic Competitive Intelligence
Recent News
Bizjournals.com Feed (2025-11-12 15:43:17)
2026-02-13
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