Optimized Payments · 22 hours ago
Senior Payments Data Optimization Analyst
Optimized Payments is a fintech firm focused on unlocking value in the payment ecosystem through a proprietary analytics platform. The Senior Payments Data Optimization Analyst will serve as a technical liaison between the consulting team and internal partners, focusing on data quality, performance optimization, and client insights.
FinanceFinancial Services
Responsibilities
Identify, track, and escalate data discrepancies or integrity issues impacting analytics, KPIs, client reporting, and analysis
Support data normalization efforts of authorization, clearing, settlement, and fee data across multiple processors, gateways, and client data sources
Partner with data engineering teams to define data requirements, schemas, and transformation logic for payment analytics requirements and improve data pipelines
Contribute to and maintain documentation of data definitions, KPI logic, and calculation methodologies
Assist in maintaining consistent reporting standards and governance controls across clients
Validate reporting outputs and ensure alignment between source transaction data and downstream dashboards
Review source-to-target mappings, schemas, and transformations to ensure accuracy of downstream reporting
Analyze transaction, authorization, decline, fee, and network data to identify optimization opportunities for existing clients
Monitor and report on key payments KPIs (e.g., authorization rates, interchange impact, routing performance, fraud indicators)
Develop data-driven recommendations to improve payments performance and reduce cost for our clients
Support testing and performance initiatives for clients (e.g., routing strategies, retry logic, tokenization adoption, configuration changes)
Quantify impact of optimization initiatives and track performance over time
Prepare client-facing reporting and performance summaries using our proprietary analytics platform
Translate complex payment and operational data into clear, actionable recommendations
Support consulting discussions with analytical context, benchmarking, and scenario modeling
Partner with Technology, Data Engineering, Product, and Client teams to implement and measure optimization initiatives
Help define business requirements for reporting enhancements and data improvements
Document findings, assumptions, and measurable outcomes of optimization efforts
Qualification
Required
Bachelor's degree in a related field such as Finance, Statistics, Economics, or Computer Science
3–5 years of experience in payments, analytics, finance, consulting, or related field
Experience with card payments, interchange, authorization strategies, or network data is required
Strong analytical skills and experience working with large datasets
Proficiency in SQL and experience with BI tools (e.g., Tableau, Power BI, Looker)
Ability to communicate insights clearly to both technical and non-technical stakeholders
Strong attention to detail and structured problem-solving approach
Knowledge of credit card scheme regulations, disputes, and chargeback processes
Familiarity with payment gateways, processors, or fraud tools, including cross-border and local payment methods
Deep understanding of how these systems interconnect and the resulting impact on credit card payment success
Understanding of A/B testing or performance experimentation frameworks
Benefits
Competitive salary and benefits package.
Stock Options
401(K) Plan
Generous PTO + Paid Holidays
Opportunity to be part of a dynamic, fast-growing company that will double in size in two years.
Hybrid work environment with flexibility to work from home 3 days a week.
A collaborative and inclusive company culture where your ideas are valued.
Free onsite covered parking and access to a full gym with showers.
Company
Optimized Payments
Optimized Payments is the only fintech firm purpose-built to find and unlock value wherever it resides in your payments ecosystem.
H1B Sponsorship
Optimized Payments has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (10)
2024 (1)
2023 (3)
Funding
Current Stage
Growth StageRecent News
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