Yoh, A Day & Zimmermann Company · 15 hours ago
Underwriter
United States
Contract
Remote
Mid Level
$22/hr - $25/hr
4+ years expYoh, A Day & Zimmermann Company is seeking a remote Underwriter for one of their financial services clients. The role involves interviewing loan applicants, analyzing credit reports, and making lending decisions while ensuring compliance with regulatory requirements.
AccountingConsultingHuman ResourcesBookkeeping and PayrollStaffing Agency
Hiring Manager
Madison Muscat
Responsibilities
Interview loan applications to elicit information, investigate applicant’s backgrounds and verify reference
Prepare loan request papers and forward finding, reports, and documents to appraisal department
Read and analyze Credit Bureau Reports with the ability to assess risk and use critical thinking skills to determine appropriate loan decisions
Review and understand full application package
Utilizes established procedures and guidelines to validate credit, income, and other relevant information to underwrite credit card and consumer loans of moderate risk within a defined limit of authority and to ensure compliance with all regulatory requirements
Ensures loan agreements are complete, accurate, and in compliance with policy
Researches, develops, and documents detailed synopsis of the application files to ensure decision clarity while providing feedback and serving as a resource to peers and business partners
May provide insight on projects relating to process and system enhancements
Maintains proficient understanding of all aspects of Consumer Lending and Credit Card portfolio and underwriting guidelines
Utilizes prior relevant underwriting experience to make lending decisions with an advanced level of authority
Manages a high volume of credit card and consumer loans due to higher level of decisioning authority
Reviews member provided documents for accuracy and alignment with company and industry standards
Documents loan decisions and required provisions necessary to complete the loan and communicates the decision
Completes loan decisions which most effectively mitigate credit risks for the client
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures
Qualification
Required
4 years of consumer lending and/or real estate lending experience with at least 2 years of consumer lending and/or real estate underwriting experience
Proficient knowledge of consumer loan processes, data analysis tools, and industry acumen
Experience with LOS Systems and Credit Bureau Reports
Experience assessing risk based off application information, credit bureau information, and client membership profile
Critical thinking skills and ability to determine level of risk and decision accordingly without it being spelled out within processes and/or procedure
Experience with assessing risk on high dollar loans to include secured and unsecured products and have experience reviewing for exceptions
Successful completion of a job-related assessment and certification to obtain lending authority is required upon completion of training
Benefits
Medical, Prescription, Dental & Vision Benefits (for employees working 20+ hours per week)
Health Savings Account (HSA) (for employees working 20+ hours per week)
Life & Disability Insurance (for employees working 20+ hours per week)
MetLife Voluntary Benefits
Employee Assistance Program (EAP)
401K Retirement Savings Plan
Direct Deposit & weekly epayroll
Referral Bonus Programs
Certification and training opportunities
Company
Yoh, A Day & Zimmermann Company
When progress demands experience, that’s where we come in.
1001-5000 employees
H1B Sponsorship
Yoh, A Day & Zimmermann Company has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (57)
2024 (28)
2023 (27)
2022 (25)
2021 (28)
2020 (27)
Funding
Current Stage
Late StageLeadership Team
Peter Melomo
Vice President, Sales Strategy & Professional Consulting Services
Tom Enright
VP Recruiting - Specialty Practices
Recent News
Philadelphia Business Journal
2025-01-11
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