PayNearMe · 1 day ago
Staff Software Engineer (Rails + Go) - Remote
United States
Full-time
Remote
Lead/Staff
$210K/yr - $255K/yr
10+ years expPayNearMe is on a mission to simplify payments through innovative technology. The Staff Software Engineer will be responsible for designing and maintaining high-throughput money movement systems, ensuring operational safety across settlement flows, and driving architectural direction in collaboration with various teams.
FinanceFinTechPaymentsFinancial ServicesMobile Payments
Responsibilities
Scope, design, build, and maintain APIs, services, and workflows that reliably process high-scale money movement and settlement
Own the architectural direction for the settlement domain in partnership with the CTO; produce and maintain architecture documentation (current state, target state, and migration plan) and drive alignment across teams
Review and approve architecture decision records (ADRs) and technical designs for settlement-related changes; ensure decisions meet standards for correctness, operability, security, and long-term maintainability
Drive end-to-end execution for large, ambiguous initiatives: reduce risk early, align stakeholders, and deliver in phases
Improve correctness and operational safety across settlement flows: deeply understand how money moves end-to-end (timing, state transitions, adjustments, exceptions), design for edge cases, and implement idempotency, reconciliation guarantees, safe backfills, incident readiness, and disciplined releases
Partner with Engineering Manager, Product, Performance, CTO, and other Staff peers to shape roadmaps and strategy for settlement—develop deep expertise in both the technical system and the business needs (what clients require from settlement, reporting, timing, and exception handling) and translate that into durable platform capabilities
Raise engineering standards across the team and broader org by partnering with other Staff engineers to define and drive consistent patterns for building and operating money-movement systems (design reviews, abstractions, testing strategy, observability, and operational practices) across monolith + microservices
Drive adoption of AI-assisted engineering practices (tooling, workflows, guardrails) to improve throughput and quality—especially for testing, incident response, code review, and documentation
Qualification
Required
10+ years building and operating backend systems, with Staff-level scope (cross-team influence, major initiatives, long-term technical direction)
Proven ability to own critical production workflows end-to-end (design, delivery, on-call/ops, iterative hardening)
Strong system design fundamentals: reliability, consistency, data modeling, and pragmatic API/service boundaries
Demonstrated ownership of architectural direction for a complex domain, including writing ADRs/tech specs and driving alignment across teams
Ability to move between high-level architecture and hands-on coding
Clear communication and strong judgment in high-stakes, cross-functional environments
Comfortable adopting AI-assisted engineering workflows to improve velocity and quality while maintaining strong engineering and review standards
Ability to develop deep domain expertise and connect technical decisions to client/business outcomes (e.g., settlement requirements, reporting needs, and exception handling)
Preferred
Payments/fintech experience (or other regulated/high-integrity domains)
Strong experience with Ruby on Rails in large systems and/or significant experience building Go services at scale
Experience with AWS + Kubernetes or similar service operations, and observability practices (Datadog/SLOs)
Track record decomposing or evolving a monolith while keeping critical workflows stable
Experience serving as a reviewer/approver for major technical designs (ADRs, architecture reviews) in a high-integrity domain
Experience building reconciliation/settlement, ledger-adjacent systems, or financial reporting pipelines
Benefits
Competitive salary and benefits with growth-company options grant
Fast- paced and professional work culture
Stock options with standard startup vesting - 1 year cliff; 4 years total
$50 monthly communication expense stipend to go towards your phone/internet bill
$250 stipend to enhance your WFH setup
Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200)
Premium medical benefits including vision and dental (100% coverage for employees)
Company-sponsored life and disability insurance
Paid parental bonding leave
Paid sick leave, jury duty, bereavement
401k plan
Flexible Time Off (our team members typically take off ~3-4 weeks per year)
Volunteer Time Off
13 scheduled holidays
Company
PayNearMe
PayNearMe provides a web and mobile-based cash payments platform designed to facilitate online purchases and bill payments.
201-500 employees
H1B Sponsorship
PayNearMe has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (3)
2024 (3)
2023 (4)
Funding
Current Stage
Late StageTotal Funding
$168.2MKey Investors
AVPQueensland Investment CorporationGSV Ventures
2025-09-16Series E· $50M
2023-06-01Series D· $45M
2020-01-01Debt Financing· $12.5M
Leadership Team
Tim Murphy
VP, Head of Risk
Lee-Anne Farley
Chief People Officer
Recent News
Crowdfund Insider
2025-10-28
2025-10-23
Help Net Security
2025-10-20
Company data provided by crunchbase