Mortgage Servicing Compliance Specialist II jobs in United States
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PENNYMAC · 1 day ago

Mortgage Servicing Compliance Specialist II

Pennymac is a specialty financial services firm focused on the production and servicing of U.S. mortgage loans. The Mortgage Servicing Compliance Specialist II is responsible for implementing regulations and investor requirements, performing quality assurance testing, and ensuring compliance with mortgage servicing regulations.

LendingFinanceBankingFinancial ServicesMortgage

Responsibilities

Perform independent inline and post-mortem quality assurance (QA) testing on loan servicing files to ensure compliance with investor, federal, and state regulations (including RESPA and TILA), as well as company policies and procedures
Review critical and non-critical data entry to assess accuracy and compliance. Identify, document, and report findings to responsible lines of business
Work with the Servicing Compliance Program Manager and Quality Assurance team to identify new or changed regulatory requirements and assess impact
Review line of business rebuttals and determine final disposition. Verify corrective actions are taken on flagged errors
Independently researches, interprets, and analyzes complex federal and state mortgage servicing regulations (e.g., RESPA, TILA, ECOA, FCRA, SCRA, FDCPA, CFPB guidelines, investor guidelines like Fannie Mae, Freddie Mac, FHA, VA)
Translates regulatory requirements into actionable business processes and procedures
Perform other related duties as required and assigned
Demonstrate behaviors which are aligned with the organization’s desired culture and values

Qualification

Mortgage servicing regulationsRegulatory complianceQuality assurance testingData analysisMicrosoft WordMicrosoft ExcelMicrosoft PowerPointMathematical skillsSound judgmentBusiness acumenAttention to detailTeam playerCritical thinkingProblem solving

Required

Implementing new and updated regulations and investor requirements
Assessing the impact to written, automated and manual policies and procedures
Understanding of mortgage servicing regulations and their practical application
Perform independent inline and post-mortem quality assurance (QA) testing on loan servicing files to ensure compliance with investor, federal, and state regulations (including RESPA and TILA), as well as company policies and procedures
Review critical and non-critical data entry to assess accuracy and compliance
Identify, document, and report findings to responsible lines of business
Work with the Servicing Compliance Program Manager and Quality Assurance team to identify new or changed regulatory requirements and assess impact
Review line of business rebuttals and determine final disposition
Verify corrective actions are taken on flagged errors
Independently researches, interprets, and analyzes complex federal and state mortgage servicing regulations (e.g., RESPA, TILA, ECOA, FCRA, SCRA, FDCPA, CFPB guidelines, investor guidelines like Fannie Mae, Freddie Mac, FHA, VA)
Translates regulatory requirements into actionable business processes and procedures
Demonstrate behaviors which are aligned with the organization's desired culture and values
Possess technical proficiency in regulatory compliance matters and regulations
Ability to analyze and assess risk based on potential impact to Pennymac for non compliance
Proficient in Word, Excel and Power Point
Must be a team player with strong attention to detail and able to work independently
Proven track record at delivering timely and accurate information in a fast-paced environment
Excellent critical thinking, problem solving, mathematical skills and sound judgment
Strong business acumen and ability to interface with executive

Preferred

Financial Services and, if possible, mortgage industry experience

Benefits

Comprehensive Medical, Dental, and Vision
Paid Time Off Programs including vacation, holidays, illness, and parental leave
Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations)
Retirement benefits, life insurance, 401k match, and tuition reimbursement
Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships
We value the hard work and dedication of our employees. In addition to a competitive salary, positions may offer bonus opportunities.

Company

PENNYMAC

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Pennymac is a home loan lending company that offers financial services.

Funding

Current Stage
Public Company
Total Funding
$2.33B
2025-12-11Post Ipo Debt· $75M
2025-08-07Post Ipo Debt· $650M
2024-05-20Post Ipo Debt· $850M

Leadership Team

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Amar Nadig
Senior Vice President of Enterprise Data
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Kevin Ryan
Senior Managing Director and Chief Strategy Officer
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Company data provided by crunchbase