Wells Fargo · 4 hours ago
Principal Engineer - Artificial Intelligence & Fraud Technology
CHARLOTTE, NC
Full-time
Onsite
Senior Level, Lead/Staff
$159K/yr - $305K/yr
7+ years expWells Fargo is seeking a Principal Engineer to drive the design, development, and implementation of innovative Artificial Intelligence (AI) and GenAI technology solutions supporting Fraud and Claims Technology. The role involves working on high-impact products and services that influence customer trust and requires expertise in developing and optimizing AI applications for fraud detection and prevention.
BankingFinancial ServicesFinTechInsurancePayments
Responsibilities
Design, prototype, and analyze novel technology solutions (leveraging ML, AI, GenAI, and Agentic AI) to improve fraud detection and prevention capabilities, including capabilities that will be applied across product and operational channels as well as in investigation, analytic, and remediation workflows and environments
Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups
Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership
Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
Design, develop and optimize Gen AI applications using agentic frameworks and tools
Accelerate end-to-end solution delivery timelines by developing automated data, prompting and evaluation pipelines
Streamline the enablement of Agentic AI solutions by building solution blueprints, re-usable patterns and identifying process improvements
Develop automated AI model monitoring frameworks, enabling continuous model updates, explainability, and performance tracking
Drive cross-functional collaboration to define AI roadmaps, infrastructure strategies, and product enhancements, ensuring AI capabilities align with business AI strategies
Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions
Stay current with advancements in AI and NLP, incorporating new techniques into prompt engineering
Maintain knowledge of industry best practices and new technologies and recommend innovations that enhance operations or provide a competitive advantage to the organization
Promote best practices in software development, architecture, and deployment across environments
Drive creative improvements to enhance performance, scalability, and maintainability
Lead projects, teams, and serve as a peer mentor
Qualification
Required
7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
7+ years of experience on at least one of the programming language Java/Python/Go Lang
5+ Years of experience in building and maintaining complex technology solutions/data platforms, preferably in financial services or e-commerce
Preferred
Excellent collaboration, communication, and problem-solving skills
Passion for designing and building solutions incorporating AI, machine learning, data science, graph, and/or novel technologies, that deliver a seamless, end-user-focused experience. Direct experience working within fraud, payments, or online/in-game abuse detection environments is preferred
Strong expertise in AI model development and deployment with a strong background in LLMs, generative AI, and AI-engineering. Experience working with agentic technologies and frameworks. Working knowledge of AI infrastructure, Generative AI Operations, and enterprise-scale AI adoption strategies
Experience building solutions and driving development from prototype to production. Expertise in test or eval driven development, ensuring robust and scalable AI software. Solid grasp of data and error analysis, identifying issues and patterns throughout the AI pipeline
Deep experience with generative AI models, including model prompting, tuning, and safety best practices. Experience in enterprise AI model lifecycle management, AI compliance, and risk mitigation strategies
Expertise in solution architecture (including front-end, middleware, and backend layers) and applying modular design techniques to workflow automation (including agentic workflow), Familiarity with enterprise-scale software systems and their integration within large organizations
Experience in backend application software development, with ability to quickly adapt to C#, and Python code bases
Excellent collaboration, communication, and problem-solving skills. Demonstrated success working in dynamic, cross-functional organizations and leading teams and programs via demonstrating technical excellence, coaching, and mentoring
Benefits
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Company
Wells Fargo
Wells Fargo & Company is a financial services firm that provides banking, insurance, investments, and mortgage services.
10001+ employees
H1B Sponsorship
Wells Fargo has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2022 (1)
Funding
Current Stage
Public CompanyTotal Funding
unknown1978-10-06IPO
Leadership Team
Charlie Scharf
CEO
Fernando Rivas
CEO of Corporate & Investment Banking
Recent News
2026-02-09
2026-02-07
2026-02-06
Company data provided by crunchbase