Payabli · 9 hours ago
Risk Analyst
United States
Full-time
Remote
Entry, Mid Level
2+ years expPayabli is a company focused on enabling software companies to integrate payments into their business models through a robust payment infrastructure. The Risk Analyst role involves assessing creditworthiness and risk profiles of potential clients, monitoring merchant activity, and ensuring compliance with regulatory standards to safeguard the company's financial health.
Developer APIsFinancial ServicesFinTechPaymentsSoftware
Responsibilities
Implement and maintain a real-time risk monitoring dashboard to track transaction anomalies, fraud flags, and volume spikes
Refine existing detection rules to reduce false positives and improve actionable alerts by at least 10%
Analyze transaction-level data to identify and document top risk trends among the merchant base
Respond to inbound merchant risk inquiries and escalation cases with a 20% reduction in average response time
Develop and follow a standardized inquiry resolution playbook to ensure consistent and effective communication
Handle high-risk merchant cases end-to-end, reducing escalations to senior management by improving first-touch resolutions
Monitor and triage incoming chargebacks, contributing to a 10% improvement in response speed through optimized workflows
Assist in the development and dissemination of a merchant-facing chargeback prevention guide
Track and analyze dispute data to identify key causes and prevention opportunities
Evaluate high-ticket and monthly volume increase requests using a structured risk scoring model
Review and approve bank account updates while ensuring standard documentation is received and validated
Support SLA goals by processing 95% of risk reviews within defined internal deadlines
Collaborate with internal teams and merchants to increase PCI compliance rates by 15% through targeted outreach and education
Support internal audits of payment compliance processes, contributing to the identification of process improvements
Maintain compliance tracking tools and help monitor adherence to network and regulatory standards
Qualification
Required
2–5 years of experience in risk, fraud, underwriting, or compliance within payments, fintech, or banking
Familiarity with chargeback processes, transaction monitoring, PCI-DSS, AML/BSA indicators, and payment network rules
Analytical and data-driven, with working knowledge of tools like Excel, Looker, SQL, or similar platforms
Clear and professional communication skills, especially when requesting sensitive information
Ability to thrive in fast-paced environments, balancing multiple complex projects with high attention to detail
Humble, open to feedback, and always looking to learn and improve
Preferred
Experience with ACH returns, NACHA rules, or tools like Alloy, Sardine, or similar risk platforms
Benefits
Executive level responsibilities that grow with the company as we scale
Competitive base and strong upside potential
Stock options with the potential to unlock more equity as we grow
Flexible PTO and paid parental leave
Medical, dental, & vision insurance
401K, HSA, pre-tax savings programs
Option to be fully remote or hybrid
Monthly education fund to spend on anything that enhances your skills or gets you one step closer to your passion goals
Company
Payabli
Payabli is a payments infrastructure and monetization platform that helps software companies integrate payments into their business models.
11-50 employees
H1B Sponsorship
Payabli has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2023 (1)
Funding
Current Stage
Growth StageTotal Funding
$68.05MKey Investors
Fika Ventures,QED InvestorsQED InvestorsTTV Capital
2025-06-17Series B· $36M
2024-06-25Series A· $20M
2023-03-15Seed· $8M
Leadership Team
Joseph Elias Phillips
Co-Founder
Andrea Vega Montes
Executive Assistant to Founders
Recent News
2025-09-12
Refresh Miami
2025-08-26
Company data provided by crunchbase