Chase · 7 hours ago
Risk Management - Lead Credit Officer - Chase Auto Commercial Solutions - Vice President
1111 Polaris Pkwy, Columbus, OH, 43240, US
Full-time
Onsite
Mid, Senior Level
$124K/yr - $230K/yr
7+ years expChase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. As a Lead Credit Officer within Risk Management and Compliance, you will be responsible for analyzing commercial loans and managing a portfolio of approximately $750 million in loan commitments, while collaborating with banking partners and structuring transactions in line with company policies.
BankingFinancial Services
Responsibilities
Utilizing excellent commercial credit skills to prepare written credit reviews which assesses credit opportunities, identifies key risks with appropriate structures to mitigate risks including covenants, terms, and conditions for approval
Determining capacity of operating entities to repay their financial obligations through analysis of company-prepared/audited financial statements and detailed cash flow analysis
Completing obligor and facility risk ratings with documented rationale for the final risk grades
Actively take full ownership of your portfolio management responsibilities including annual reviews, loan modifications, covenant breaches inventory audits, overline management, and analyzing trends in key dealer metrics
Mentoring and training of analysts who support your portfolio management activities
Interacting with clients, virtually or in person, in conjunction with the Bankers
Leading/contributing to special projects related to credit topics and issues
Working proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving
Demonstrating excellent communication skills both internally and externally and using those communication skills to effectively solve problems
Qualification
Required
Bachelor of Arts in Finance, Accounting, Business Administration, Economics, or equivalent work experience if non-Finance related degree or Master of Business Administration
7+ years commercial credit analysis / automotive captive experience, with significant knowledge of accounting, risk grading, cash flow analysis, financial statement analysis, franchise value analysis, loan structuring, and market
Hands-on experience analyzing commercial loans to franchised auto dealerships, or equivalent, including floor plan, real estate, and acquisition lending
Superior analytical, interpersonal, analysis, and problem-solving skills supported by excellent written and verbal communication including presenting to executive-level management
Demonstrated judgment and ability to act decisively
Expert knowledge of credit philosophy and policies, understanding of commercial loan documentation requirements, and related legal issues
Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks
Benefits
Comprehensive health care coverage
On-site health and wellness centers
A retirement savings plan
Backup childcare
Tuition reimbursement
Mental health support
Financial coaching
Company
Chase
Chase provides broad range of financial services. It is a sub-organization of JP Morgan Chase.
10001+ employees
Funding
Current Stage
Late StageLeadership Team
Mike McDonnell
Managing Director, Head of Chase Travel Platform Product
Nicole Sanchez
Managing Director, Consumer Bank, GM and Product Executive, Growth Financial Products
Recent News
Financial Sector Technology
2026-02-05
2026-02-05
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