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First Community Bank · 2 days ago

Credit Analyst

Corpus Christi, TX

Full-time

Onsite

New Grad, Entry Level

First Community Bank is seeking a Credit Analyst responsible for gathering and analyzing credit information on current and potential borrowers. The role includes assisting loan officers, promoting business, and ensuring compliance with banking regulations.

BankingFinanceFinancial Services

Responsibilities

Assist loan officers in performing cash flow analysis and identifying the strengths and/or weaknesses of a loan request

Prepare detailed Excel spreadsheets reflecting an applicant’s ability to repay a loan

Maintain log of pending loan requests

Collaborate with loan officer to write detailed loan package to present to various committees; ensure loan is conforming to bank polices and/or identify policy exceptions. Distribute loan packages to the appropriate committee for approval. Upon approval, inform appropriate staff

Maintain detailed reports of approved loans and other various reports that are presented to loan committees. Maintain attendance and prepare minutes of Officer Loan Committee (OLC) and Director Loan Committee (DLC) meetings

Obtain and/or prepare various reports needed for board meetings

Provide notification of files available for upload to Administrative Officer

Assist as needed with third-party loan reviews and regulatory exams

Represent the bank in various community events to further enhance the bank’s image and develop additional business

Fulfill deadlines, work productively in groups and individually, work extended hours occasionally, and travel to various bank locations and training activities as needed

Additional duties as assigned

Qualification

Financial statement analysisMicrosoft ExcelAccountingFinance degreeProblem-solvingTask managementAdobe AcrobatMicrosoft PowerPointVerbal communicationWritten communicationIndependent work

Required

Proficient in interpreting financial statements and tax returns

Must have advanced computer knowledge of Microsoft Excel, PowerPoint, Word, and Adobe Acrobat

Strong skills to include analyzing, problem-solving, and communicating (verbal and written)

Ability to manage multiple tasks and work independently

Preferred

Accounting or finance college degree preferred

Company

First Community Bank

First Community Bank is a traditional community bank that offers banking and financial services.

Founded in 1983

Corpus Christi, Texas, USA

51-200 employees

https://fcbot.com/

Funding

Current Stage

Growth Stage

Leadership Team

Silvia Saldana Lee

Executive Vice President / Chief Lending Officer

Company data provided by crunchbase