Charles Schwab · 11 hours ago
Lead Software Engineer - AI & Platform Modernization
Austin, TX
Full-time
Hybrid
Senior Level, Lead/Staff
7+ years expCharles Schwab is at the forefront of transforming the finance industry, focusing on architecting AI-native systems for retirement services. The Lead Software Engineer will be responsible for pioneering RAG architecture and modernizing legacy applications while leading technical teams in a collaborative and innovative environment.
Financial Services
Responsibilities
Lead the technical transformation in retirement services by architecting AI-native systems using Retrieval-Augmented Generation (RAG) and Model Context Protocol (MCP)
Build intelligent systems that impact millions of people's retirement security
Pioneer RAG architecture and multi-agent orchestration in a regulated environment
Qualification
Required
Bachelor's degree in Computer Science, Software Engineering, or related technical field, or equivalent practical experience
7+ years of professional software engineering experience
3+ years in technical leadership or architect role
3+ years of hands-on experience building and deploying solutions in public cloud environments (GCP, AWS, Azure)
2+ years hands-on experience with AI/ML implementation and production deployment
Experience with legacy application modernization and migration projects
Hands-on experience with Large Language Models (e.g., GPT-5, Claude, Gemini, PaLM)
Production implementation of RAG architectures
Experience with Model Context Protocol (MCP) or AI agent orchestration frameworks
Experience with vector databases (Pinecone, Weaviate, Chroma, or Vertex AI Vector Search)
Prompt engineering and LLM optimization techniques
Experience with Vertex AI platform on Google Cloud Platform or Bedrock platform on AWS
Proficiency in Python (AI/ML development), .NET (enterprise services), and SQL (database design)
Experience with event streaming platforms (Kafka, Pub/Sub, or similar)
Proven ability to lead technical teams and mentor engineers
Excellent communication skills—proven ability to explain complex technical concepts to non-technical stakeholders
Experience collaborating with product managers, data scientists, and business stakeholders
Problem-solving mindset with a focus on business outcomes
Preferred
Master's degree in Computer Science, AI/ML, or related field
10+ years of professional software engineering experience
2+ years' experience implementing RAG architectures using frameworks like LangChain, LlamaIndex, or Haystack
Financial services or highly regulated industry experience
Experience in retirement services, wealth management, or FinTech
ML Ops and model lifecycle management
Multi-cloud experience (AWS/Azure in addition to GCP)
Advanced GKE and service mesh
Cloud Build and advanced CI/CD pipelines
IAM and Secret Manager best practices
JavaScript/TypeScript for full-stack context
Familiarity with Delphi, .NET, C#
Event Sourcing and CQRS patterns
Database design and optimization (relational and NoSQL)
Saga patterns for distributed transactions
Service mesh and API Gateway patterns
A/B testing frameworks and experimentation platforms
Experience working in Agile/Scrum environments at scale
Track record of driving consensus in cross-functional teams
Public speaking or technical writing experience (blogs, conferences, patents)
Contributions to open-source AI/ML projects
Knowledge of retirement services (401k, IRA, RMDs, rollovers)
Familiarity with fiduciary responsibilities in financial technology
Experience building systems with audit trails and explainability requirements
Understanding of tax implications in retirement planning
Google Cloud Professional Machine Learning Engineer, Cloud Architect, AWS/Azure Solutions Architect certifications
Benefits
401(k) with company match and Employee stock purchase plan
Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
Paid parental leave and family building benefits
Tuition reimbursement
Health, dental, and vision insurance
Company
Charles Schwab
We have plans for every turn you take.
10001+ employees
H1B Sponsorship
Charles Schwab has a track record of offering H1B sponsorships. Please note that this does not
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2025 (579)
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Funding
Current Stage
Late StageLeadership Team
J
Jim McGreevy
Senior Project Manager
Recent News
2025-10-04
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