TalentBridge · 5 days ago
Home Loan Processor
Atlanta, GA
Contract
Onsite
Entry Level
$23/hr - $29/hr
2+ years expTalentBridge is seeking a Home Loan Processor to join their team. The primary responsibility of this role is to manage and process mortgage loan applications, ensuring compliance with regulations and coordinating with various stakeholders throughout the approval process.
AccountingFinanceConsultingHuman ResourcesInformation TechnologyCareer PlanningRecruitingStaffing Agency
Responsibilities
Sort and label documents in a mortgage loan file in a paperless loan origination system
Review mortgage loan disclosures to confirm compliance and initiate re-disclosure if applicable to ensure loan meets various regulatory requirements
Submit requests for title reports, flood certificates, condominium questionnaires, appraisals, verifications for employment, and verifications of deposit, from third-party vendors
Communicate expected mortgage application timelines and deadlines with third-party vendors upon ordering documents
Initiate follow-up of orders from third-party vendors
Review documentation such as paystubs, tax returns, credit reports, bank statements, title reports, and appraisals for accuracy and initiates corrections if needed
Maintain contact and coordinates activities between borrowers, agents, attorneys, and Home Loan Specialists/Consultants throughout the mortgage application approval process via email and telephone
Develop a strong understanding and keep abreast of Client and mortgage insurance company guidelines and information related to federal or state mortgage compliance
Assist the processor with tasks during the processing of home loan applications as needed
Submit mortgage loan files for underwriting approval and follow up with applicable parties on outstanding loan conditions
Adverse mortgage loan applications and issue denial and loan cancellation letters, when appropriate
Qualification
Required
High school diploma or equivalent
2+ years' work experience in financial services or related field
This role is subject to SAFE ACT requirements (NMLS)
Ability to competently work in a fast-paced environment coordinating activities with internal staff, members, and third-party vendors
Excellent communication skills, both oral and written
Must possess good analytical and organizational skills, be detail oriented, and able to work independently or in a team environment with minimal supervision
Computer skills with proficiency in MS Word, Excel, and Outlook
Ability to adapt to change
Complies with all policies and procedures including those related to Bank Secrecy Act regulations
Preferred
Bachelor's degree in business or related field
2+ years of mortgage loan processing experience using Client guidelines
Client Desktop underwriter experience
Knowledge of federal regulations including but not limited to: RESPA, HMDA, ECOA, FCRA, FDPA, AND REG Z
Knowledge of mortgage lending programs including FHA, VA, and various industry investor mortgages
Company
TalentBridge
🚀 Connecting Talent. Driving Business Success.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Thomas C. Ioele
Chief Executive Officer
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