Golden 1 Credit Union · 6 hours ago
Business Services - Senior Portfolio Manager
Sacramento, CA
Full-time
Onsite
Senior Level
$125K/yr - $127K/yr
5+ years expGolden 1 Credit Union is seeking a Senior Portfolio Manager who will participate in financial research, underwriting, and review of complex relationships within the Commercial Portfolio Management area. The role involves leading a team, ensuring compliance with regulations, and providing technical advice to management while fostering a positive work environment.
BankingFinanceFinancial Services
Responsibilities
Participate with the Commercial Lender in meetings with the client or prospects
Interviews applicants to obtain sufficient information concerning their specific projects, financial needs, and goals to make acceptable risk determinations for existing portfolio
Assist the Commercial Lender to assure that all relevant information is provided to the credit department in a timely and efficient manner so that all credits can be reviewed for risk migration in a timely manner
Monitors ongoing risk of the exposure, including periodic reviews of the borrower and related entities
Works closely with credit administrators, credit Analysts, Loan Processers, and other staff to assure high level of quality was previously completed in each credit application
Ensures current risk assessment of each credit facility is accurate and escalates credits for which they have identified increased risk
Maintain tickler, tracking, monitoring, and reporting systems such as pending loan and collateral documentation, ongoing operational and financial documentation, completion status of annual loan reviews, and covenant tracking and reporting
Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position
Foster a positive and engaging work environment for each team member by promoting skill development, coaching for improvement and growth, inspiring others through your words and actions, ensuring positive employee morale throughout Golden 1, and embracing our mission, vision, and core values
Provide fundamental and technical advice to members of the management team regarding recommendations to favorably position the Credit Union
Maintain knowledge in all applicable laws, regulations, policies, and economic influences and keep senior management informed of any changes
Review call report schedules and other regulatory reporting
Compile and present information action reports to senior management as required
Performs other duties as assigned
Qualification
Required
Bachelor's degree in Accounting, Finance, Economics, or a quantitative field preferred
A minimum of five years or more experience in commercial portfolio management for financial institution and broad financial analytics in the banking and financial services industry
Advanced knowledge of the Credit Union's business procedures and objectives; excellent demonstrated analytical, communications, organizational, and decision-making skills
A mastery of oral and written communications skills. Ability to think and implement strategically
Broad and deep understanding of data and methods of data management and analysis
Strong understanding of compliance requirements, enterprise risk management and a broad and detailed understanding of the financial services industry
Demonstrated ability to work independently and interact collaboratively and cultivate partnerships across the organization
Strong business acumen and financial management skills
Ability to take conceptual information and/or emerging trends and write management-ready, professional reports
Solid understanding of technology and its utilization as a competitive enabler in financial services
Strong inter-personal skills
Company
Golden 1 Credit Union
Golden 1 Credit Union is a financial cooperative that offers checking, savings, home loan, investment, insurance and online services.
1001-5000 employees
H1B Sponsorship
Golden 1 Credit Union has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2024 (1)
2022 (1)
Funding
Current Stage
Late StageLeadership Team
Allyson Hill, CPA
Senior Vice President, Chief Financial Officer
Joseph Harrison, CPA (Oregon), CRCM, CIA, CAMS, CFE
Senior Vice President - Chief Compliance Officer
Recent News
The Business Journal
2025-10-04
2025-10-02
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