Upgrade, Inc. · 3 days ago
Credit Analyst, Auto
Southlake, TX
Full-time
Onsite
Senior Level
$35/hr - $40/hr
5+ years expUpgrade, Inc. is a financial technology company that focuses on providing affordable and responsible financial products to improve customers' financial well-being. The Credit Analyst will underwrite and process new auto loan applications, analyze credit worthiness, and build relationships with auto dealer partners while ensuring compliance with lending policies.
BankingCreditFinancial ServicesFinTechMobile
Responsibilities
Receive and underwrite new auto loan applications
Price loan approvals according to market and risk
Create relationships with auto dealer partners and negotiate with external clients
Build strong relationships with our internal Dealer Development partners and teams, as well as various stakeholders
Resolve dealership concerns and existing loan issues that may arise by providing alternative solutions while using reason when dealing with emotional topics
Assess loan documents and third party data to make informed lending decisions
Work with the Operations Team to resolve issues that may arise during the funding process
Stay up to date with current economic trends and industry regulations
Qualification
Required
5+ years of experience in financial services, credit management, auto industry or a related field
Attention to detail when dealing with individual customer loans and credit files
Professionalism, ownership, and the ability to work under pressure in challenging situations
Ability to collaborate with others and work in a team environment
Excellent verbal and written communication, as well as strong presentation skills
Highly motivated to set and achieve challenging goals while demonstrating persistence through obstacles
Benefits
100% paid coverage of medical, dental and vision insurance
Flexible PTO
Opportunities for professional growth and development
Paid parental leave
Health & wellness initiatives
Company
Upgrade, Inc.
Upgrade helps customers move in the right direction with affordable and responsible financial products.
1001-5000 employees
H1B Sponsorship
Upgrade, Inc. has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (52)
2024 (34)
2023 (31)
2022 (25)
2021 (22)
2020 (11)
Funding
Current Stage
Late StageTotal Funding
$752MKey Investors
Neuberger BermanCoatue,DST GlobalKoch Disruptive Technologies
2025-10-16Series G· $165M
2021-11-16Series F· $280M
2021-08-11Series E· $105M
Leadership Team
Renaud Laplanche
Co-founder & CEO
Adelina Grozdanova
Co-Founder, Head of Investor Group
Recent News
Daily Star Egypt
2025-12-04
2025-12-03
2025-10-31
Company data provided by crunchbase