Suncoast Credit Union · 14 hours ago
Portfolio Manager
Tampa, FL
Full-time
Hybrid
Mid Level
4+ years expSuncoast Credit Union is seeking a Portfolio Manager to oversee their commercial and small business loan portfolio. The role involves underwriting new loan requests, processing renewals, and managing various financial analyses to ensure compliance and effective portfolio management.
BankingFinancial ServicesFinTech
Responsibilities
Underwrite new loan requests, renewals, annual reviews, and modifications on C & I, Construction & Development, Vehicle and Equipment loan requests on Conventional and SBA 504 / 7a loan products for corporate applicants
Manage requests ranging from $5M to $25M
Perform special financial statement analysis involving complex and interlocking relationships
Determine acceptable quality of collateral and loan-to-value ratios
Coordinate all activities required to complete a credit package with the assigned Commercial Loan Officers
Interact with Loan Officers, Members, or CPAs to obtain necessary financial information and complete the credit package
Prepare effective packages for credit approval circulation and present packages to the required level of credit authority
Obtain and monitor various loan portfolio reports such as Maturing Loans, Past-Due Loans, and Annual Reviews
Assist lenders with requisite action plans in a proactive manner
Ensure that the credit union has current financial information and the information is correctly analyzed and on file
Ensure that accurate and complete credit files are on hand
Ensure that credits are accurately risk-rated and properly monitored or reported
Adhere and comply with all requirements of Regulation B Adverse Action Procedures - Florida Division
Manage and track covenants, borrowing bases, A-R Ageing, etc. for accounts
Assist in the preparation of weekly, monthly, or quarterly reports
Advise lenders on issues related to the credit policy, procedures, or forms
Conduct annual site visits, attend loan closings, and other tasks required to support assigned lenders
Evaluate and review existing relationships and new credit requests to make recommendations to the Credit Team
Maintain knowledge and understanding of current trends, laws, and issues affecting the area of expertise
Attend educational events to increase professional knowledge
Qualification
Required
4+ years of experience in a credit-oriented and underwriting position within a commercial lending environment
Knowledge of credit underwriting, accounting, and loan documentation
Advanced level of interpersonal and social skills needed to interact with loan officers, administrative staff, and customers
Advanced mathematical, credit, and administrative skills
Proficient computer skills using Microsoft Word, Excel, and Outlook
Ability to write reports and business correspondence
Ability to effectively present information and respond to questions
Ability to prioritize tasks by effectively managing competing and changing priorities to meet required deadlines
Accurate, detail-oriented, and organized with task management
Ability to resolve difficult and complex problems
Strong written, verbal, and interpersonal communication skills to interact effectively with members, staff, vendors, and government regulators
Ability to influence others regarding policies, practices, and procedures
Strong knowledge and understanding of regulatory compliance to successfully perform job responsibilities
Preferred
Bachelor's degree in a business-related field preferred (A comparable combination of work experience and training may be substituted for education requirements)
Benefits
Bonus Program up to 12%
401K Matching up to 8%
Retirement Planning
Pay Increases based on Competency
Employee Loan Discounts
Flex Spending Accounts
Medical Coverage
Dental and Vision Coverage
Access to 4,000+ Gyms
Mental Health Resources
PTO Wellness Days
Short Term and Long Term Disability Coverage
11 Paid Holidays
3 weeks of Paid Time Off
4 weeks of Paid Parental Leave
Birthday PTO
Paid Volunteer Hours
Degree Assistance up to $5,000 per year
Company
Suncoast Credit Union
Suncoast Credit Union is a is a credit union located in Tampa.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Kevin Johnson
President/CEO
Darlene Johnson
Executive Vice President/Chief Strategy and Transformation Officer
Recent News
2025-10-25
Company data provided by crunchbase