Central Bank · 13 hours ago
Mortgage Loan Processor
United States
Full-time
Remote
Entry Level
2+ years expCentral Bank is seeking a Mortgage Loan Processor to work closely with senior staff to develop the necessary skills for facilitating mortgage loan approvals. The role involves preparing loan files, ensuring compliance with guidelines, and providing excellent customer service throughout the loan processing journey.
FinanceFinancial Services
Responsibilities
Continually developing a working knowledge of FNMA, FHLMC, FHA, USDA, VA and State sponsored down payment and other assistance programs through intensive training with the Senior Processor or training with the Processing Manager
Basic PC knowledge and skills, basic math ability, basic accounting and bookkeeping skills
Must be detail oriented and possess solid organizational and time management skills. Must be able to work independently and handle multiple priorities under pressure of deadline and time restraints. Promotes teamwork within the department and other departments
Under the supervision of a senior level Loan Processor or Processing Manager, will review file when received and order all appropriate documents including credit report updates, title work, appraisal, final inspections, hazard insurance, flood certification and flood insurance if required. Ensures that all hazard insurance and flood insurance meets investor requirements prior to the loan closing
Will work with a senior level Loan Processor or Processing Manager to develop competencies that allow them to begin to review and analyze all aspects of the mortgage credit package including but not limited to: accuracy of file input, timely delivery of required application disclosures, title policy, assets and asset documentation, income figures and income documentation including personal and corporate tax returns, credit report/credit documentation and appraisal review
Will document mortgage loan files within the Encompass processing system as required
Through training and education, will recognize and apply legal, regulatory procedures are compliant practices meet all Federal and State standards
Through training and hands-on application under the supervision of a senior level Loan Processor or Processing Manager will develop the ability to run appropriate AUS on each file, verify and validate AUS findings and document file accordingly
Able to interface effectively and professionally with applicants/borrowers, realtors, builders, appraisers, title companies and others in department to insure efficient and timely workflow and perform related duties as required
Provide quality customer service by answering questions for external and internal customers in a timely and professional manner
After an appropriate period, should be able to prepare a complete and concise loan file with timely submission to underwriting and closing
Continually enhance and maintain a personal knowledge of products and services as well as the laws, regulation and internal policies and procedures appropriate to the position
Identifies problems and develops procedures to resolve or correct the situation; monitors and measures the results. Provides excellent customer service and solves customer related problems quickly
Qualification
Required
High School Diploma and commitment to continuing job related course work
Minimum 2-3 Years Of Work With Transferable Skills
Proficient in Encompass, Microsoft Word and Windows and the use of the Internet
Attention to detail and accuracy
Excellent customer service skills with strong verbal and written communication skills
Projects a professional image and collaborates with others in department to accomplish goals and demanding deadline
Company
Central Bank
Central Bank is a privately held $20 billion bank headquartered in Jefferson City, Missouri. Serving 13 markets in 8 states.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2019-04-10Acquired
1998-07-01IPO
Leadership Team
Bill Ferguson
President and CEO
Marshall Abney
President & CEO
Recent News
Business Wire
2022-03-01
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