Banesco USA · 4 hours ago
SVP, Relationship Manager - Commercial Real Estate
Banesco USA is seeking an SVP, Relationship Manager for their Commercial Real Estate unit. The role involves business development, managing commercial real estate loans, and maintaining customer relationships while ensuring adherence to bank policies and procedures.
BankingFinanceFinancial Services
Responsibilities
Responsible for business development activities and the generation of new commercial real estate loans
Interviews prospective applicants and request information related to the loan or credit application, corresponds with the applicants and resolves any questions in regards to the application
Preforms a pre-qualification assessment and analysis of the financial condition and risk of the loan request within the framework of the Bank’s credit appetite
Gathers and analyzes information necessary to present a financing request to Management and/or Loan Committee for approval; meeting with existing or potential customers, visiting sites of the loans, negotiating loan terms and conditions; approves loans within established lending limits or refers and recommends acceptance to the Chief Credit Officer or Loan Committee
Coordinates the process of approved loans, ensuring loans are processed according to agreement, customer documentation are in the files, solves issues related to the processing and servicing of the loans and approves loan disbursements in accordance to the approved agreements
Responsible for performing the entire loan process: negotiation, underwriting and coordinating the closing of commercial real estate loans
Responsible for negotiating, underwriting and processing renewals of credit facilities
Monitors the loan portfolio to ensure safety and soundness and takes the necessary actions to remedy any deficiencies or gathering missing documentation
Responsible for adhering to the Bank’s policies and procedures regarding lending, credit, BSA and any other policy
Maintains good customer relationships and seeks cross-selling opportunities and takes a proactive approach of retaining existing customers fostering the customer relationships
Responsible for the administrative portion of the customer relationship reviewing NSF, overdraft, wire transfer, BSA requirements, etc
Responsible for completing annual training program assigned
Performs other functions and/or duties as assigned
Qualification
Required
Bachelor's degree in Business Administration preferred or equivalent experience
Ten (10) years of experience as a Commercial Real Estate Relationship Manager
Commercial Real Estate lending experience required
Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.)
Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read and write both languages
Strong verbal and written communication skills, ability to communicate at all levels of the organization
Strong customer service skills, ensuring satisfaction of both internal and external customers
Strong attention to detail and accuracy
Ability to multi-task, with strong organization, time-management and prioritizing skills
Ability to work in a team environment, in order to ensuring compliance with department procedures
Knowledge of related State and Federal banking compliance regulations and operational policies
Ability to understand and comprehend instructions, procedures and policies ensuring compliance with the Bank's policies and procedures
Advanced knowledge of lending and compliance regulations, and other Bank lending policies
Problem solving and analytical skills in order to identify problems and present them to the appropriate parties
Benefits
Competitive base salary plus variable compensation
Paid time off.
401k with employer match.
Tuition reimbursement.
Paid parental leave.
Medical, Dental, Vision.
Life Insurance.
Supplemental Insurances.
Short-Term & Long-Term Disability Benefits.
Free parking.
On-site cafeteria.
Company
Banesco USA
With a proud legacy since 2006, Banesco USA is at the forefront of revolutionizing the banking landscape.
Funding
Current Stage
Growth StageTotal Funding
$11.91M2019-01-28Series Unknown· $11.91M
Leadership Team
Recent News
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