TD · 14 hours ago
Financial Crime Risk Business Oversight Specialist - Digital and Channels (US)
Mount Laurel, NJ
Full-time
Onsite
Senior Level
7+ years expTD is one of the world's leading global financial institutions and is the fifth largest bank in North America. The Financial Crime Risk Business Oversight Specialist will provide expert guidance and oversight on AML/ATF/Sanctions/ABAC compliance programs, ensuring adherence to regulatory requirements and supporting the Digital and Channels team.
BankingFinanceFinancial ServicesWealth Management
Responsibilities
Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiative
Provides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertise
Provides guidance and support to analysts on matters related to portfolio and specialty
Expert knowledge of the business and operational functions supported
Typically a subject matter expert for a key functional AML/ATF/ Sanctions/ABAC area and business requirements
Contact for business management, external/internal auditors, dealing with non-routine information
Manages/assists with regulatory reviews including inquiries, audits, and exams
Deep knowledge and understanding of businesses/technology, and organizational practices/disciplines
Identifies and leads problem resolution for project/program complex requirements related issues at all levels
Provides expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businesses
Proactively advises covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulates the impact to their processes and controls
Contributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs
Guides and partners with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance Programs
Escalates and manages to resolution significant issues and events
Represents FCRM on internal or external committees relating to designated business activities as required
Delivers subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysis
Actively assists in developing and overseeing implementation of business line policies and procedures
Collaborates with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businesses
Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities
Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
Supports the development of annual awareness training
Protects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues
Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements
Keeps current on emerging issues, trends, and evolving regulatory requirements to and assesses potential impacts
Handles inquiries/requests from Internal Audit and regulators
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensures timely communication of issues/points of interest
Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business
Participates in personal performance management and development activities, including cross training within own team
Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
Contributes to a fair, positive, and equitable environment that supports a diverse workforce
Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
Qualification
Required
Undergraduate degree or equivalent work experience
7+ years experience
Preferred
Familiarity with Digital/Online onboarding processes and banking/payment activities, and the Financial Crimes risks inherent in non-face to face channels
Strong problem-solving skills and experience working across teams with strong written and verbal communication
Ability to operate independently without supervision, drive change collaboratively, and effectively challenge senior business partners
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Company
The Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD).
10001+ employees
Funding
Current Stage
Late StageTotal Funding
$65MKey Investors
U.S. Department of the Treasury
2023-10-03Grant· $65M
Leadership Team
Brian Jacobson
Chief of Staff to the CEO, TD Bank, America's Most Convenient Bank
F
Foster Glenn
Senior Vice President Technology and Data Risk Management
Recent News
2026-01-24
2026-01-24
Company data provided by crunchbase