Live Oak Bank · 5 hours ago
Associate Portfolio Analyst, Small Business Banking
Wilmington, NC
Full-time
Onsite
New Grad, Entry Level
$45K/yr - $67K/yrLive Oak Bank is a digital bank that serves small business owners across the country. The Associate Portfolio Analyst manages credit risk and customer service needs for a portfolio of loan relationships, collecting and analyzing financial data, and ensuring compliance with loan documentation.
BankingCreditFinancial ServicesLending
Responsibilities
Serves as primary point of contact for a specified book of clients and as a liaison to internal teams including loan officers, underwriters, credit officers, special assets, operations, and others
Collects and analyzes financial information from assigned accounts throughout the life of the relationship by completing quarterly financial reports and annual reviews
Ensures clients remain compliant with all conditions set forth in the loan documentation
Identifies and completes loan modifications/amendments/renewals accurately in accordance with bank policies and procedures
Proactively identifies underperformance that may result in distressed loans
Engages Portfolio Manager, loan officers, special assets, and credit team to guide underperforming client accounts
Works with internal partners to determine and carry out the appropriate response to underperformance to protect the bank’s interests
Prepares and presents portfolio insights in quarterly meetings to key stakeholders
Facilitates loan advance requests by working with the client as well as bank legal, credit, and operations departments
Identifies and pursues expanded banking opportunities with customers
Monitors and ensures client credit files remain up to date with financial reports, annual reviews, modifications, and other tasks being completely in a timely fashion
Prioritizes excellent customer service and promptly responds to all customer requests, collaborating with management as needed
Makes recommendations for risk grade migration based on financial analysis
Conducts required periodic client visits to obtain enhanced knowledge of clients and communicate Bank expectations
Prepares and delivers presentations in various department meetings on specific loans recommending appropriate action or structure of credits
Completes additional tasks as needed by the specific team the PA supports
Maintain a high standard of regulatory awareness including BSA, AML, CIP, and OFAC
Qualification
Required
Bachelor's degree or equivalent experience
Excellent organization and computer skills (i.e. Excel, Word, etc.)
Strong customer service and interpersonal skills
Preferred
Working knowledge of financial statements and demonstrated analytical skills
Benefits
Paid sick leave
Company
Live Oak Bank
Live Oak Bank is a financial service company that offers banking services and products for small and medium businesses.
Founded in 2008
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$176.09M2025-07-28Post Ipo Equity· $100M
2017-11-21Series Unknown· $1.14M
2015-08-07IPO
Leadership Team
Neil Underwood
President and Chief Operating Officer
Evan Travis
SVP, Venture Banking
Recent News
2025-12-02
Company data provided by crunchbase