State Bank of Southern Utah · 14 hours ago
Consumer Loan Officer
Fillmore, UT
Full-time
Onsite
Entry, Mid Level
2+ years expState Bank of Southern Utah is committed to its core values and is seeking a Consumer Loan Officer to manage the branch’s consumer loan portfolio. The role involves originating various types of loans, promoting the bank's products, and ensuring high levels of customer service while adhering to internal policies and compliance requirements.
BankingFinancial Services
Responsibilities
Manage the consumer loan portfolio for the branch with the aim of improving loan production and overall branch loan volume through production of auto loans, home equity loans, signature loans, and credit cards
Cross-train with the Commercial Lender to produce construction loans
Promote SBSU products and services to deepen the customer’s banking relationship with the bank
Interact with coworkers to further expand knowledge of banking and to develop existing customer relationships and cultivate new contacts
Maintain a working knowledge of the bank’s lending and credit policies; take loan applications, approve or reject loan applications within individual lending authority
Make sales and customer service calls on present and prospective customers within the branch banking area
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements
Actively participate in community organizations and activities in a manner which reflects favorably on the Bank
Meet with customers and resolve any problems or complaints
Ensure a high level of customer service and ethics
Maintain and prepare records and reports as needed
Will assist with branch opening and closing procedures
Qualification
Required
High School Graduate or (GED)
Banking and/or Lending Experience
Strong computer skills including an advanced understanding of Microsoft Office Excel and Word
Must satisfactorily pass criminal background check and a credit report
Knowledge of standard loan procedures; underwriting experience
Able to develop a working knowledge of ProSign, Decision Pro, Laser Pro
Desire to work with the public and be actively involved in the community
Knowledge of bank products and services
Knowledge and experience using Microsoft Excel and Word
Ability to communicate effectively both in person and over the phone
Excellent customer service skills & attention to detail
Maintain a professional and approachable appearance
Collaborate and support colleagues and peers across the organization, while still being able to work independently when needed
Solid time management skills and the ability to organize prioritize and perform multiple tasks simultaneously
Ability to be discreet with employee and customer information
Capacity to work independently and motivation to achieve goals with minimal supervision
Treats people with respect; keeps commitments; inspires the trust of others; works with integrity and principles; upholds organizational values
Preferred
Bachelor's degree (B.S.) from an accredited four-year college or university, in a finance or business-related field
Two years of banking experience
Prior lending experience
Benefits
Medical Insurance & HSA
Dental & Vision Insurance
Basic Life, AD&D and Long-term disability insurance
Supplemental life and AD&D options available
401K with employer match
Annual Incentive Program
Paid Time Off (PTO) accrual every pay period
Up to 12 paid holidays per year
Childcare reimbursement program
Employee recognition program
Monthly wellness activities
Company
State Bank of Southern Utah
State Bank of Southern Utah is headquartered in Cedar City, Utah.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Eric Schmutz
President/CEO
Andy Crosby
Chief Human Resources Officer | Senior Vice President
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