GBC International Bank · 15 hours ago
Relationship Manager
GBC International Bank is seeking a Relationship Manager to plan and implement sales and marketing programs targeted toward the business community. The role involves managing commercial loans, developing deposits, and resolving client-related issues while promoting bank products and services.
Responsibilities
Assists lending team in all facets of growing and managing the bank’s commercial real estate loans
Develop new and additional deposits, cash management and bank services revenue
Works with clients to resolve account or service-related problems
Maintains ongoing visibility with client base
Calls and visits target customers to promote and sell establishment products and services
Promotes and cross-sells other establishment products and services as appropriate to customer requirements, such as business checking, business credit card, and letters of credit
Develops, revises, or eliminates products and services experiencing less than satisfactory performance
Acquires and grows profitable account relationships with moderately complex business customers and commercial real estate investors/owners
Accurately analyzes borrowers’ financial status, credit and property evaluations, credit histories, corporate financial statements and other relevant financial information to determine feasibility of granting loans; prepare loan presentations with the assistance of loan processors to Loan Committee for approval
Reviews and updates credit and loan files and loan agreements to ensure that they are complete and accurate according to policy
Cohesively partners with GBC team members and business lines to deliver exemplary customer service of GBC’s full complement of products and offerings
Compiles and analyzes market research data to develop portfolio of products and services focused on needs of target market
Generates new products and services to complement current portfolio
Generates and screens leads following establishment policies and procedures to attain new business relationships and product sales
Designs selling program to promote establishment consumer and business loan products
Oversees all stages of loan development program to ensure compliance with establishment policies and procedures
Qualification
Required
Assists lending team in all facets of growing and managing the bank's commercial real estate loans
Develop new and additional deposits, cash management and bank services revenue
Works with clients to resolve account or service-related problems
Maintains ongoing visibility with client base
Calls and visits target customers to promote and sell establishment products and services
Promotes and cross-sells other establishment products and services as appropriate to customer requirements, such as business checking, business credit card, and letters of credit
Develops, revises, or eliminates products and services experiencing less than satisfactory performance
Acquires and grows profitable account relationships with moderately complex business customers and commercial real estate investors/owners
Accurately analyzes borrowers' financial status, credit and property evaluations, credit histories, corporate financial statements and other relevant financial information to determine feasibility of granting loans; prepare loan presentations with the assistance of loan processors to Loan Committee for approval
Reviews and updates credit and loan files and loan agreements to ensure that they are complete and accurate according to policy
Cohesively partners with GBC team members and business lines to deliver exemplary customer service of GBC's full complement of products and offerings
Compiles and analyzes market research data to develop portfolio of products and services focused on needs of target market
Generates new products and services to complement current portfolio
Generates and screens leads following establishment policies and procedures to attain new business relationships and product sales
Designs selling program to promote establishment consumer and business loan products
Oversees all stages of loan development program to ensure compliance with establishment policies and procedures
Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data
Knowledge of business and management principles
Knowledge of principles and processes for providing customer and personal services