Mortgage Loan Originator jobs in United States
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Canandaigua National Bank · 8 hours ago

Mortgage Loan Originator

Canandaigua National Bank is a community bank seeking a Mortgage Loan Originator. The role involves soliciting, negotiating, underwriting, and coordinating the closing of residential mortgage loans while maintaining customer relations and achieving corporate goals.

BankingFinancial Services

Responsibilities

Continuously solicits, negotiates, underwrites, and coordinates the closing of residential mortgage loans in compliance with CNB Mortgage Company’s lending policies and procedures as follows:
Engages in business development activities and solicitation of new business; actively involved in instilling and maintaining a positive sales environment through education of CNB Mortgage Company’s products and services
Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re-interviews applicants to resolve questions regarding application information
Performs prequalification assessment and analysis of financial condition and risk of financing requests within framework of CNB Mortgage Company’s guidelines and industry trends
Gathers and analyzes all information necessary to present a loan request for approval; meets with existing or potential customers; negotiates loan terms and conditions; pre-approves loans through Automated Underwriting Systems
Ensures loans are processed according to agreement, customer needs and conform to CNB Mortgage Company lending policies; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans within his or her book of business
Ensures that credit inquiries are researched to determine credit worthiness and appropriate collateral positioning are achieved
Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees
Consistently applies good decision-making techniques pertaining to inquiries, approvals, requests as they apply to existing policies and procedures, keeping within assigned approval parameters and using these instances as learning tools for employee development

Qualification

Lending activities knowledgeBank regulatory knowledgeBachelor's degreeLoan processing knowledge

Required

A bachelor's degree in business or finance related field, or equivalent combination of education and experience generally required
A minimum of two (2) years' experience in related position required
Knowledge of all lending activities and terminology
basic knowledge of commercial, construction, real estate, and consumer loan processing
A thorough knowledge of all bank regulatory requirements

Benefits

Medical, dental, vision, FSA, HSA options for both part-time and full-time employees. Medical coverage is also offered for domestic partners.
Paid holidays, vacation, and sick time.
Retirement benefits that include a 401(k), Profit Sharing, and Employee Stock Ownership Plan (ESOP).
Training & development opportunities.
Tuition assistance.
Community focused volunteer opportunities.
Award winning wellness program that promotes a solid work/life balance.
Banking perks and discount programs.

Company

Canandaigua National Bank

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Canandaigua National Bank offers a full range of financial services to realize a financial life, well lived.

Funding

Current Stage
Late Stage

Leadership Team

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Tamra O’Donnell
Senior Vice President - Director, Corporate Marketing
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Jeffrey Eades
Vice President Business Banking
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Recent News

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