Credit Analyst jobs in United States
cer-icon
Apply on Employer Site
company-logo

gpac · 2 hours ago

Credit Analyst

gpac is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States. They are seeking a Credit Analyst responsible for analyzing and monitoring the credit worthiness of the Bank's customers by evaluating financial statements and tax returns.

ConsultingHuman Resources

Responsibilities

Obtains loan request information from lender or borrower to analyze credit information, financial statements and other related information pertaining to the loan
Researches background documentation, reviews personal, business financial statements, and tax returns. Analyzes financial information and prepares the preliminary analysis for the lender
Gathers information for FAS 114 analysis of collateral coverage for troubled loans and assists with analysis
Identifies loan problems or potential loan problems at the earliest visible indication and reports these problems to Executive Loan Committee
Assists Loan Officers in conducting inventory audits as needed
Performs annual reviews and submits findings to Sr. Analyst for finalization
Prepares reports, summaries and opinions for financial institution officers on new, renewal and existing loans. Tracks renewals
Works with Sr. Analyst and CLO to dissect trends in the portfolio, performs regular reviews of industry concentration, Stress Testing, Supervisory LTV, etc. to assist management in oversight
Performs credit inquiries for financial institution as requested
Coordinates agenda and takes minutes for loan meetings
Actively achieves individual sales, referral, operational, and community involvement goals

Qualification

Financial analysisCredit analysisBank credit experienceFinancial statements knowledgeMicrosoft OfficeCommunication skillsOrganizational skills

Required

Bachelor's degree in business, finance or accounting (CPA a plus)
Excellent financial and analytical skills with sound judgment and decision-making abilities
Excellent verbal and written communication skills
Ability to organize and prioritize to meet deadlines
Knowledge of personal/business financial statements and tax returns
Working knowledge of Microsoft Office Environment

Preferred

Bank credit experience preferred

Company

gpac is a staffing and recruiting company that provides talent recruitment and development services.

Funding

Current Stage
Late Stage

Leadership Team

leader-logo
Chad Feldman
Shareholder/Board Member
linkedin
leader-logo
Matthew Good
Principal Shareholder / Vice Chairman of Board
linkedin
Company data provided by crunchbase