Senior Software Engineer, Backend (Affirm Card) jobs in United States
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Affirm · 5 hours ago

Senior Software Engineer, Backend (Affirm Card)

Affirm is reinventing credit to make it more honest and friendly, and they are seeking a passionate Senior Software Engineer to help build the tools and systems for their Affirm Card product. This role involves driving project planning, working cross-functionally, and mentoring junior engineers to enhance money movement systems.

Financial ServicesFinTechLendingPayments
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Comp. & Benefits
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H1B Sponsor Likelynote

Responsibilities

Drive planning and prioritization of projects based on product, technical, and business goals by leveraging relevant resources and data
Work cross functionally with colleagues in Experience, Accounting, Product, and Analytics teams to set and execute our money movement strategy for the Debit card
Build APIs and data models to work within micro-service and event-driven architectures
Take an active role in mentoring junior engineers, and the processes that support team growth and efficiency

Qualification

Distributed systemsAPI developmentMicro-services architecturePython/KotlinAWSAccounting knowledgeACH system exposureCard networks experienceProject managementCommunication skillsMentoringTeam collaboration

Required

4+ years of experience as a software engineer
A strong understanding of distributed systems and how architectural decisions affect performance and maintainability
Excellent communication skills, both written and verbal. Must be proficient in asynchronous mode of communication–written tech specs, wiki, project plans, etc
Excellent project management skills–high degree of organization and ability to surface critical information effectively
Work with our Product team to extend our core money movement systems
Passion for working with multi-functional teams including Product, Design, Analytics and Business teams
This position requires either equivalent practical experience or a Bachelor's degree in a related field

Preferred

Python/Kotlin development experience is a plus
Experience with AWS and/or other cloud providers is a plus
Exposure to ACH system
Exposure to accounting / auditing systems in past
Prior experience with card networks

Benefits

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

Company

Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.

H1B Sponsorship

Affirm has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (104)
2024 (96)
2023 (133)
2022 (179)
2021 (132)
2020 (57)

Funding

Current Stage
Public Company
Total Funding
$7.57B
Key Investors
New York Life InsuranceSixth StreetPGIM Fixed Income
2025-10-31Post Ipo Debt· $750M
2024-12-17Post Ipo Debt· $800M
2024-12-13Post Ipo Debt· $4B

Leadership Team

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Max Levchin
Founder & CEO
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Robert O'Hare
Chief Financial Officer
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Company data provided by crunchbase