Checkout.com · 1 day ago
Senior Analyst, Underwriting
Atlanta
Full-time
Hybrid
Senior LevelCheckout.com is a global payments company that powers billions of transactions every year. They are seeking a Senior Analyst in Underwriting to join their US team in Atlanta, responsible for underwriting enterprise customer applications and conducting financial analysis to assess risks and recommendations.
FinTechPaymentsTransaction Processing
Responsibilities
Leveraging experience, you will conduct business model analysis in-line with internal policy guidelines and apply complex evaluation techniques to achieve the desired results for complex deals
Conduct proficient analysis of P&L, balance sheet and cash flow statements of complex business models and demonstrate a competent understanding of accounting principles
Competent in underwriting high risk lines of business including travel, subscriptions, ticketing and events, securities dealers, gambling, amongst others
Prepare persuasive summaries to assess micro and macro risks, mitigants and make balanced recommendations to present to management and the Credit Risk Committee
Represent Underwriting in attending customer calls and meetings alongside Sales or Account Management
Approve teammates’ credit submissions in line with delegated approval authority
Identify operational issues and areas for improvement, and make detailed recommendations on how to improve the merchant onboarding experience
Preferable if candidate possesses industry expertise, and can act as a subject matter expert in a particular industry(ies)
Foster a culture of collaboration with key internal stakeholders, in particular Sales, and first and second line Risk personnel and Legal
Act as a mentor to junior team members through training initiatives and credit approvals
Contribute to Underwriting driven projects as required
Qualification
Required
Strong Underwriter with a background in payments and/or financial analysis
Conduct business model analysis in-line with internal policy guidelines
Apply complex evaluation techniques to achieve desired results for complex deals
Conduct proficient analysis of P&L, balance sheet and cash flow statements of complex business models
Demonstrate a competent understanding of accounting principles
Competent in underwriting high risk lines of business including travel, subscriptions, ticketing and events, securities dealers, gambling, amongst others
Prepare persuasive summaries to assess micro and macro risks, mitigants and make balanced recommendations to present to management and the Credit Risk Committee
Represent Underwriting in attending customer calls and meetings alongside Sales or Account Management
Approve teammates' credit submissions in line with delegated approval authority
Identify operational issues and areas for improvement, and make detailed recommendations on how to improve the merchant onboarding experience
Foster a culture of collaboration with key internal stakeholders, in particular Sales, and first and second line Risk personnel and Legal
Act as a mentor to junior team members through training initiatives and credit approvals
Contribute to Underwriting driven projects as required
Subject matter expertise in underwriting and financial analysis
Demonstrated ability to make sound judgment, balancing risk and reward
Ability to continually monitor and manage competing priorities and adjust accordingly
Possess excellent written and interpersonal communication skills
Experience within Customer Due Diligence (KYC and KYB)
Adopt a ‘customer first' mindset to deliver creative solutions for our merchants
Competent escalation management - act with urgency to ensure escalations are prioritized, owned, and resolved effectively
Possess enthusiasm to drive process improvement initiatives, and contribute to broader department initiatives and projects
High performance mindset defined by rigorous discipline and execution intensity
Contribute to cross team collaboration and building a One Team culture
Leading by example, demonstrate core Values and live out Operating Principles in everything you do
Work in a team that uses qualitative and quantitative targets to measure performance
Demonstrable experience related to merchant underwriting, credit insurance and/or commercial lending
Expert level financial statement analysis and credit exposure assessment ability
Experience with concise written and oral presentations, and ability to deliver complex messages in a clear and focused manner
A highly analytical team player who loves to evaluate financial and business risks
Preferred
Preferable if candidate possesses industry expertise, and can act as a subject matter expert in a particular industry(ies)
Desirable if you have coached, mentored or led teams in the past
Domain expertise within the payments industry will be preferable
Company
Checkout.com
Checkout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy.
Founded in 2012
1001-5000 employees
Funding
Current Stage
Late StageTotal Funding
$1.83BKey Investors
Tiger Global ManagementCoatueDST Global,Insight Partners
2022-01-12Series D· $1B
2021-01-11Series C· $450M
2020-06-22Series B· $150M
Leadership Team
Guillaume Pousaz
Founder & CEO
Mariano Albera
Chief Technology Officer
Recent News
2026-02-04
FX News Group
2026-02-04
Company data provided by crunchbase