Wisetack · 6 hours ago
Lead Credit Analyst
San Francisco, CA
Full-time
Onsite
Mid, Senior Level
$121K/yr - $169K/yr
5+ years expWisetack is a fintech company specializing in consumer lending products for service-based businesses. The Lead Credit Analyst will be responsible for leading analytical projects that drive key decisions in portfolio performance, underwriting strategy, and credit risk management, collaborating closely with various teams to deliver actionable insights.
Financial ServicesFinTechHeating Ventilation and Air Conditioning (HVAC)
Responsibilities
Conduct in-depth portfolio and trend analysis to identify key performance drivers, emerging risks, and growth opportunities
Develop insights and recommendations to optimize underwriting policies, credit decisioning, and fraud risk strategies
Monitor and evaluate key credit metrics (e.g., approval rates, loss rates, delinquency trends, vintage performance) and communicate findings to stakeholders
Partner with Analytics, Data Science, and Data Engineering to build scalable data models, automated reporting, and repeatable performance monitoring frameworks
Support strategy testing and measurement efforts (e.g., champion/challenger experiments) to improve decision quality and customer outcomes
Translate complex analyses into clear, concise narratives and recommendations for leadership and cross-functional partners
Mentor team members on analytical best practices and help strengthen a data-driven culture across the organization
Qualification
Required
Bachelor's degree in math, economics, statistics, or other quantitative field
5+ years of experience in an analytical role
2+ years of consumer lending experience, either at a large bank or a fintech
Proficiency in SQL, R or Python
Proficiency in Data Lake, DBT or Git
Excellent written, verbal, and interpersonal communication skills
Strong sense of ownership with the ability to drive projects forward independently in a fast-paced environment
Preferred
Fintech experience
Experience supporting underwriting strategy, credit policy, or fraud risk decisioning for consumer lending products
Familiarity with building dashboards or automated monitoring using modern BI tools
Benefits
Equity
Benefits
Company
Wisetack
Wisetack is a financial platform that offers SaaS service payment options for roofers, HVAC, and pest control companies.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$109.35MKey Investors
Quadrille CapitalTrinity CapitalInsight Partners
2025-09-11Series Unknown
2025-01-30Series Unknown· $25M
2024-03-20Series Unknown· $20.35M
Leadership Team
Bobby Tzekin
CEO and Co-founder
Mykola Klymenko
Co-Founder & CTO
Recent News
Greylock
2025-12-31
2025-11-24
Company data provided by crunchbase