Plaid · 21 hours ago
Macro & Credit Research Economist
San Francisco, CA
Full-time
Hybrid
Mid, Senior Level
$214K/yr - $296K/yr
4+ years expPlaid is a company dedicated to empowering financial transformation by building tools for developers. As a Macro and Credit Research Economist, you will build and own macroeconomic and credit indicators, develop forecasting models, and produce analyses that inform both internal decisions and external research.
BankingFinancial ServicesFinTech
Responsibilities
Work directly with large-scale, messy transaction data to build the transformations, filters, and statistical frameworks needed to extract reliable economic and credit-cycle signals
Develop forecasting models that quantify household financial conditions, credit dynamics, and broader economic trends, emphasizing real-world performance and interpretability
Identify leading indicators and turning points across liquidity, spending patterns, credit behavior, income stability, and other elements of household financial resilience
Build methodologies that detect changes in economic regimes and risk conditions based on high-frequency data
Produce rigorous backtests, scenarios, and real-time indicators that inform internal strategic decisions and external-facing research
Create investor-grade written analyses, dashboards, and periodic briefings that synthesize model outputs with clear economic context
Benchmark internal measures against official statistics and market expectations, highlighting where Plaid’s data provides differentiated early insight
Collaborate with product, policy, comms, and GTM teams to shape how selected findings inform data products, strategic narratives, and outreach
Qualification
Required
PhD in Economics (macro, finance, monetary, applied micro) or an equivalent quantitative field
4-8 years of applied experience in macro strategy, credit investing, systematic research, or consumer credit analytics
Strong econometric and time-series modeling skills, with experience linking micro data to macro outcomes
Proficiency in Python and SQL, with comfort working directly with large, noisy, high-frequency datasets
Ability to independently build data pipelines and handle raw transaction data, rather than relying on pre-curated macroeconomic datasets
Strong written communication skills suitable for investor and executive audiences.A practical, market-oriented approach focused on accuracy, robustness, and clear reasoning
Preferred
Preferred Experience in hedge funds, asset management, credit investing, central bank research, or fintech risk teams
Familiarity with consumer credit behavior, household finance, and unsecured lending cycles
Track record of forecasting under uncertainty with measurable performance
Experience producing research or insights that influenced investment decisions or risk assessments
Company
Plaid
Plaid develops financial technology infrastructure that enables applications to connect with users' bank accounts and financial data.
501-1000 employees
H1B Sponsorship
Plaid has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (41)
2024 (41)
2023 (42)
2022 (53)
2021 (30)
2020 (11)
Funding
Current Stage
Late StageTotal Funding
$1.31BKey Investors
Franklin TempletonAltimeter CapitalGoldman Sachs Investment Partners
2025-04-03Series Unknown· $575M
2025-04-03Secondary Market
2023-10-19Series Unknown
Leadership Team
Zachary Perret
Co-Founder & CEO
Eric Sager
COO
Recent News
2026-01-25
2026-01-24
Crunchbase News
2026-01-23
Company data provided by crunchbase