Ascendo Resources · 7 hours ago
Senior Credit Analyst
Miami, FL
Full-time
Hybrid
Mid, Senior Level
3+ years expAscendo Resources is seeking a Credit Analyst to support the underwriting of commercial real estate credit transactions. This role involves preparing detailed credit analyses, assessing risk, and supporting credit approval, renewal, and portfolio management processes in line with internal credit policy.
Human ResourcesStaffing Agency
Hiring Manager
Jacque Wilson
Responsibilities
Spread and analyze borrower and property-level financial statements to pre-screen the viability of commercial real estate credit proposals
Review accounting methods and scrutinize financial statements, rent rolls, operating statements, and supporting documentation
Prepare comprehensive credit memoranda and presentations, including risk identification and mitigation, sources of repayment, sensitivity and stress testing, industry and market analysis, and transaction or project evaluation
Analyze borrower sponsorship, property performance, market conditions, and operating cash flows to assess repayment capacity
Perform CRE credit underwriting and risk assessment in compliance with the bank’s credit policies and regulatory requirements
Formulate and present credit recommendations for review by Credit Management
Support annual credit reviews, renewals, modifications, and ongoing portfolio monitoring
Coordinate with relationship management, appraisal review, and internal risk partners as needed
Qualification
Required
Bachelor's degree from an accredited college or university, preferably in Finance, Accounting, Business, Real Estate, or a related field
Minimum of 3+ years of experience in commercial real estate credit analysis or underwriting, or an equivalent combination of education and experience
Strong understanding of CRE financial analysis, including NOI, DSCR, LTV, and cash flow modeling
High attention to detail with strong analytical and organizational skills
Ability to manage multiple transactions in a deadline-driven environment
Strong written and verbal communication skills
Company
Ascendo Resources
Ascendo Resources is a staffing and recruiting company providing accounting, finance, and it recruiting services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Scott Berger
Co-Founder of Healthcare Operations
Brandie Jimenez
Partner at Ascendo Resources
Recent News
2022-02-01
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