Associated Mortgage Bankers, Inc. NMLS# 24794 · 11 hours ago
Mortgage Underwriter
Miami, FL, US
Full-time
Hybrid
Senior Level
$80K/yr - $80K/yr
5+ years expAssociated Mortgage Bankers, Inc. is a prominent player in the mortgage industry. They are seeking an experienced Mortgage Underwriter to support a high-end, purchase-focused platform that serves discerning clients and complex transactions, emphasizing thoughtful credit analysis and collaboration within a luxury real estate environment.
BankingFinancial Services
Responsibilities
Underwrite Non-QM loan products, including DSCR, bank statement, and alternative income programs
Underwrite Conventional, FHA, VA, and USDA residential mortgage loans
Analyze borrower creditworthiness, income documentation, assets, liabilities, and complex financial profiles
Review property characteristics, appraisals, and collateral risk
Ensure all loans meet investor guidelines, internal credit standards, and regulatory requirements
Clearly communicate underwriting decisions, conditions, and alternatives to internal teams
Respond to product questions and scenario requests with sound credit guidance
Maintain quality, accuracy, and turnaround time standards
Assist with training and mentoring junior underwriters as needed
Stay current on guideline updates, investor overlays, and regulatory changes
Qualification
Required
Five or more years of recent mortgage underwriting experience
Demonstrated experience underwriting Non-QM loans, including DSCR and bank statement programs
Strong appraisal review experience
Proficiency underwriting agency products (Conventional, FHA, VA, USDA)
Encompass experience is required
Solid understanding of federal and state mortgage regulations, including TILA, RESPA, and Fair Lending
Strong analytical skills and attention to detail
Professional communication style aligned with a high-end client and agent base
Ability to work within a fast-paced, high-expectation environment
Company
Associated Mortgage Bankers, Inc. NMLS# 24794
Founded in 1989, Associated Mortgage Bankers, Inc.
11-50 employees
Funding
Current Stage
Early StageLeadership Team
Billie Phillips
Chief Executive Officer
Laura Moran-Mannarino
Chief Credit Officer
Recent News
2026-01-07
2025-07-27
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