NDBT (North Dallas Bank & Trust) · 4 hours ago
Credit Analyst I
Dallas, TX
Full-time
Onsite
New Grad, Entry LevelNDBT (North Dallas Bank & Trust) is a financial institution focused on providing excellent customer service and fostering a supportive work environment. The Credit Analyst I role involves providing research and analytical support for lending personnel, assisting in the underwriting of loan requests, and monitoring borrower financial performance.
BankingFinancial Services
Responsibilities
Timely preparation of financial spreads and cash flow analysis for analyst and lender review
Discussing the results of financial, collateral, and industry analysis to identify key risks and mitigating factors associated with credit transactions
Ability to recognize, comprehend, and discuss financial concerns and other issues with lender and customer
Attend borrower meetings and support lender through preparation of financial and industry analysis to be discussed with borrower
Understand and discuss loan structure, repayment terms, and collateral with customer and loan officer
Preparation of loan memorandums and loan presentation packages for officer and committee review
Monitor borrower compliance with loan covenants
Assist the Loan Review Officer with the preparation of preliminary data required for loan reviews
Assist officers and more senior analysts with tasks as needed
Qualification
Required
Candidate must have at least a Bachelor's degree (B.A) from a four-year College or University; preferably with a focus in Finance, Accounting, or other area related to the financial services industry
Computer Skills - Light typing skills and sound calculation skills are required with emphasis on effective working knowledge of computerized word processor functions and programs such as Microsoft Outlook, Word, Excel, PowerPoint, or other similar programs
Mathematical Skills - Ability to calculate figures and amounts such as amortization schedules, loan payments, future payoff balances, interest, etc
Preferred
Prior experience working in a financial institution is preferred
Familiarity with bank reporting systems is preferred but not required
Familiarity with financial ratios such as Accounts Receivable Turnover, Inventory Turnover, Current Ratio, Working Capital, etc. is preferred but not required
Benefits
Exciting opportunities for employees to grow and follow their passions
Great work-life balance
Job stability
Company
NDBT (North Dallas Bank & Trust)
Since 1961, NDBT has been dedicated to serving our customers and communities by delivering authentic banking solutions for small businesses, entrepreneurs and goal-oriented individuals throughout North Texas.
Founded in 1961
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Larry Miller
President & Chief Executive Officer
Recent News
2026-01-16
GlobeNewswire
2025-12-29
North Dallas Bank & Trust Co.
2025-10-24
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