Frontwave Credit Union · 1 day ago
Electronic Funds Transfer (EFT) Clerk (Onsite)
Oceanside, CA
Full-time
Onsite
New Grad, Entry Level
$19.26/hr - $28.89/hrFrontwave Credit Union is a member-owned not-for-profit financial institution focused on providing consumer solutions and exceptional service. The Electronic Funds Transfer Clerk is responsible for processing various functions related to ACH, bank wires, and check processing while upholding the credit union's core values and service expectations.
CreditFinanceFinancial Services
Responsibilities
Balance all outgoing Checks/Bonds to FED and process any exceptions/discrepancies
Review and processes all incoming ON-US items from FED and return rejected items to FED next day
Review large ATM check deposits for Frontwave and non-Frontwave ATMs
Validate automated processing for ON-US & RDC includes adjustment on member accounts
Process Check Return file from FED includes mailing letter w/IRD (Image Replacement Document) to member
Process incoming and outgoing adjustments of checks and bonds through Fedline
Process and balance incoming and outgoing check adjustments for the CoOp/Share Branching Network
Review and process all Loan and Visa coupon payments and Bill Pay through Lockbox
Process Fraud Checks and Late Check Returns Received
Process Stale Dated Cashier Checks
Review, process & balance all ACH credit/debit exceptions in our core system
Process ACH Stop Payments
Review and process ACH returns from Originations/Alkami
Process Online Membership funding received through ACH
Review and submit ACH Return files to FED
Process outgoing and incoming wires in wireXchange
Act as second verifier for Over the Limit wires, Visa Draw Down, and Fraud Review wires
Balance EFT General Ledges and submit end of the month RECON
Balance Mobile Deposits (Remote Deposit Capture)
Review P2P return credit exceptions
Review and process external Alkami transfers to FED
Generate and upload ACH Origination & Loan Pro files to FED
Update and develop departmental desktop procedures
Communicate with front and back office staff and other financial institutions
Participates in training as scheduled by the EFT Supervisor
Assist in any EFT Audits conducted by external and internal auditors
Assists with the training and mentoring of other Electronic Funds Transfer personnel
Serves as back-up to the team when needed
Responsible for related duties as required or assigned
Qualification
Required
High School Diploma or general education degree (GED)
The right candidate will be someone who's driven, hardworking and learns quickly
Preferred
Previous office experience
Benefits
401k matching
Mortgage and auto discounts
9-27 days of PTO per year (based on tenure) and 10 paid holidays
Affordable medical, dental, vision health plans, and Flexible Spending Account
Employee Assistance Program with a variety of services
Career development, training, and coaching, mentoring; tuition reimbursement up to $4,000/year
Company
Frontwave Credit Union
Frontwave Credit Union offers banking facilities such as banking account, credit cards, auto loans and digital banking services.
Founded in 1952
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
B
Bill Birnie
President & CEO
Recent News
San Diego Business Journal
2025-04-01
Company data provided by crunchbase