Cornerstone Capital Bank · 12 hours ago
Set-up Clerk
Cornerstone Capital Bank is a dynamic company seeking a Junior Mortgage Loan Processor to join their team. This role involves assisting Loan Originators and Customers through the mortgage loan process, ensuring accurate and timely closings while maintaining strong relationships with stakeholders.
Financial Services
Responsibilities
Ability to order and review all verification documents; insurance, title work, tax transcripts, verification of employment, verification of deposits, flood certifications, payoffs
Ability to independently calculate all types of self-employed income a plus
Ability to assist in funding a minimum of 20 units per month while working towards the same units for the following month
Ability to monitor and manage workflow to ensure timely closings
Maintain product knowledge and stay up to date on changes to market conditions
Ability to communicate with borrowers, operations staff, title companies, Realtors, etc., to expedite mortgage process
Comply with all applicable laws and regulations related to mortgage lending
Qualification
Required
Experience in processing mortgage loans
Understanding of the residential mortgage loan process from application to funding
Ability to order and review all verification documents; insurance, title work, tax transcripts, verification of employment, verification of deposits, flood certifications, payoffs
Ability to assist in funding a minimum of 20 units per month while working towards the same units for the following month
Ability to monitor and manage workflow to ensure timely closings
Maintain product knowledge and stay up to date on changes to market conditions
Ability to communicate with borrowers, operations staff, title companies, Realtors, etc., to expedite mortgage process
Comply with all applicable laws and regulations related to mortgage lending
Strong written and verbal communication skills
Teamwork and customer service
Self-motivated and energetic
Strong computer and technology related skills
Able to work independently and proactively, prioritizing workload and handle multiple tasks
Preferred
Knowledge of FNMA, FHLMC, FHA, & VA underwriting guidelines
Ability to independently calculate all types of self-employed income
Jr. Mortgage Processing experience
TRID knowledge
Experience using Empower LOS
SalesForce experience and knowledge on working within a database
Benefits
Full benefits package
Performance-based bonus
Company
Cornerstone Capital Bank
We are a team of dynamic, enthusiastic, and service-oriented individuals who want to make banking and mortgages easier for you.