SoFi · 14 hours ago
Principal AML Advisor
San Francisco, CA
Full-time
Onsite
Lead/Staff
$160K/yr - $275K/yr
10+ years expSoFi is a next-generation financial services company and national bank that is transforming personal finance. The Principal Anti-Money Laundering Advisor will provide expertise in AML compliance, supporting various business units in mitigating risks related to money laundering and ensuring adherence to regulatory requirements.
CreditCredit CardsFinancial ServicesFinTechLendingWealth Management
Responsibilities
Act as AML subject matter expert for the SoFi Enterprise, advising Compliance, product managers, engineers, and SoFi’s business units
Lead AML compliance advisory through the end-to-end KYC customer lifecycle, including CIP verification, CDD and EDD controls and navigating international regulations including FATF, EU Directives, and other geographic considerations
Continuously engage with leaders in the AML department and across SoFi’s cross-functional leadership within the three lines of defense to identify changes impacting AML-related processes and prepare guidance as applicable
Support the AML Governance team with the annual AML risk assessment and identify strategies to implement effective strategies to mitigate risks identified
Provide proactive guidance to reduce exposure to financial crime
Support with the development and review of AML policies, procedures, and controls for the SoFi Enterprise, ensuring that they align with both regulatory requirements and business objectives. Ensure policies and procedures are properly implemented throughout the product lifecycle
Partner closely with compliance, business, and engineering teams to identify, assess, and advise on AML issues and controls
Stay informed of the latest developments in AML regulations, industry trends, and best practices. Recommend product updates, policies, and processes to enhance compliance and reduce financial crime risks
Assist in regulatory exams, internal audits, and third-party risk management reviews
Qualification
Required
Bachelor's Degree from a four-year college or university in a related field
10-15+ years of experience in AML with a focus on retail banking and recent experience controls/processes or AML third-party risk management controls
Comprehensive understanding of CPS/BaaS products including payments processing, card issuance, credit and lending and other traditional retail banking services
Demonstrated ability to communicate effectively with all levels of the organization and across different business lines
Demonstrate strong leadership and management skills that build solid working relationships within the organization
Excellent working knowledge of BSA/AML laws and regulations within various international jurisdictions
Experience in providing anti-money laundering guidance/advice to Compliance, Business and Engineering leaders
Excellent organizational, verbal, written and interpersonal skills are required
Must be able to multitask, adapt well to changing priorities, and effectively prioritize responsibilities to meet critical deadlines
Ability to work in a fast-paced, demanding, and changing environment; must work well under pressure
Excellent analytical skills required
Ability to work collaboratively and independently while managing projects and assignments
Preferred
CAMS/CFE certification
Multilingual
Company
SoFi
SoFi is a finance company that offers a range of lending and wealth management services.
1001-5000 employees
H1B Sponsorship
SoFi has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (213)
2024 (117)
2023 (131)
2022 (118)
2021 (81)
2020 (42)
Funding
Current Stage
Public CompanyTotal Funding
$12.25BKey Investors
Fortress Investment GroupPGIMQatar Investment Authority
2025-12-04Post Ipo Equity· $1.5B
2025-07-29Post Ipo Equity· $1.5B
2025-04-17Post Ipo Debt· $3.2B
Leadership Team
Anthony Noto
CEO
Jeremy Rishel
Chief Technology Officer
Recent News
2026-01-22
2026-01-20
The Motley Fool
2026-01-17
Company data provided by crunchbase