Bradesco Bank · 21 hours ago
Senior Credit Analyst
Coral Gables, FL
Full-time
Onsite
Senior Level
5+ years expBradesco Bank is seeking a Senior Credit Analyst responsible for ensuring compliance with credit policies and conducting thorough credit assessments for Financial Institution counterparties. The role involves preparing credit analyses, providing recommendations, and collaborating with other analysts to support credit governance and improve process efficiency.
BankingFinanceFinancial Services
No H1B
Responsibilities
Prepare timely, accurate, and comprehensive credit analyses for Financial Institutions, incorporating financial modeling, borrower information, industry and peer comparisons, and relevant macroeconomic factors
Provide well supported credit recommendations to Senior Credit Officers and management, grounded in sound credit principles and effective risk identification
Maintain proactive and transparent communication with Account Officers, while meeting regularly with borrowers and prospective clients as needed
Produce accurate daily, weekly, and monthly reporting related to borrower performance, portfolio exposures, facility utilization, and emerging risk indicators
Collaborate with other Senior Credit Analysts on complex or high priority credit requests to ensure consistency, quality, and alignment with departmental standards
Support the Financial Institutions Credit team in projects aimed at improving process efficiency, automation, data quality, workflow optimization, and overall productivity
Participate actively in training programs, including webinars, conferences, in house training, and other professional development opportunities
Support the completion of annual credit reviews for existing Financial Institution exposures, ensuring timely processing upon receipt of updated borrower information
Identify and escalate negative findings or material concerns promptly to Senior Credit Officers
Contribute to Bradesco’s digital transformation initiatives, helping transition manual processes into automated, data driven solutions to enhance analytical depth and operational efficiency
Ensure timely updates of internal risk ratings, coordinating with Senior Credit Officers to maintain accurate and governance aligned grading for assigned portfolios
Maintain a proactive relationship with Bradesco Bank affiliates by holding touch-point meetings to strengthen coordination, ensure governance alignment, and support timely information exchange
Qualification
Required
Only candidates with US Work Authorization will be considered
Perform all duties in accordance with the Vision and Values of Bradesco Bank
Knowledge of applicable lending and banking laws and regulations
Ensure all loan requests are handled in an appropriate manner
Gain knowledge of corporate, institutional and commercial real estate
Extensive understanding of business and financial fundamentals with mathematical aptitude and advanced accounting and computer spreadsheet skills
Ensure adherence to the Bank's loan approval process and authorities
Bachelors' Degree in Accounting, Finance, Economics or similar with an advanced degree preferred
Minimum 5 years previous related corporate banking experience, with +2 years of experience working in Financial Institutional analysis and credit portfolio risks analysis functions
Experience in preparing credit analysis, ability to read and interpret financial statements, and strong accounting skills
Verbally communicate clear and concise messages to internal/external clients, Key Stakeholders, co-workers and vendors
Using written format, effectively communicate clear and concise messages to clients, coworkers and vendors
Able to work in a high pressure, deadline driven work environment
Able to work independently on projects with title oversight
Demonstrate a high degree of attention to details and ability to multi-task and work in a fast-paced environment
Strong analytical and critical thinking skills, ability to synthesize large amounts of information, analyze risk and identify mitigating factors
Apply organizational skills towards managing assigned tasks, projects and assignments
Excellent Written/Verbal skills
Preferred
Ability to speak Spanish and/or Portuguese is a plus
Company
Bradesco Bank
Bradesco Bank provides saving accounts, investment, credit card, finance, and banking operation services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Henrique Leme Pinto Lima
Chief Executive Officer
Ricardo Lanfranchi
CEO & President Bradesco Investments & Bradesco Global Advisors
Recent News
2025-05-09
2024-11-08
2023-11-23
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