Senior Credit Analyst - Remote jobs in United States
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UnitedHealth Group · 18 hours ago

Senior Credit Analyst - Remote

positionUnited States
timeFull-time
remoteRemote
seniorityMid, Senior Level
money$73K/yr - $130K/yr
date2+ years exp

UnitedHealth Group is a global organization that delivers care aided by technology to help millions of people live healthier lives. The Senior Credit Analyst will underwrite new commercial loan applications, prepare detailed credit memos, and maintain knowledge of credit policies while building relationships with clients.

Health CareHospitalMedicalWellness

Responsibilities

Underwrite new commercial loan applications and conduct periodic reviews of existing loans
Prepare detailed credit underwriting memos that evaluate the credit request, the borrower, financial and credit information, sources of repayment, risks and their mitigations, collateral, and adherence to relevant regulations and policies
Analyze and document requests for loan modifications
Maintain thorough knowledge of credit policies, guidelines, procedures, regulations, and systems
Ensure completeness of loan files and documentation
Make, recommend, and present credit decisions to the credit administration and credit committee, utilizing effective written and verbal communication skills
Evaluate and recommend risk ratings for loans underwritten
Support portfolio management and monitoring activities
Build and sustain positive relationships with both internal and external clients

Qualification

Commercial loan underwritingFinancial statement analysisCredit policy knowledgeRisk assessmentVerbal communicationWritten communicationRelationship building

Required

2+ years of experience in analyzing business and personal financial statements related to loan applications
2+ years of experience in underwriting commercial loans, including commercial real estate loans
Ability to travel up to 10%
Driver's License and access to reliable transportation

Preferred

Bachelor's degree in Business, finance, accounting, or economics
All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Benefits

Comprehensive benefits package
Incentive and recognition programs
Equity stock purchase
401k contribution

Company

UnitedHealth Group

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UnitedHealth Group is a medical insurance company that offers health technology, patient checkups, and pharmacy services.
dateFounded in 1977
location
Minneapolis, Minnesota, USA
people-size10001+ employees
web-link
https://www.unitedhealthgroup.com/

Funding

Current Stage
Public Company
Total Funding
$7.57B
Key Investors
Berkshire Hathaway
2025-08-15Post Ipo Equity· $1.57B
2024-03-22Post Ipo Debt· $6B
2021-08-25Post Ipo Equity

Leadership Team

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Andrew Hayek
Chief Executive Officer
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Wayne DeVeydt
CFO

Recent News

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Lawmakers Grill Health Insurance CEOs: 4 Key Takeaways
2026-01-25
MarketWatch
More Americans are choosing Obamacare plans they can’t afford in first look at ACA without enhanced tax credits
2026-01-25
Morningstar.com
Health Care Down as Traders Hedge on Earnings Prospects - Health Care Roundup
2026-01-24
Company data provided by crunchbase