UnitedHealth Group · 3 hours ago
Portfolio Manager - Credit/Lending - Remote
United States
Full-time
Remote
Entry, Mid Level
$73K/yr - $130K/yr
2+ years expUnitedHealth Group is a global organization that delivers care aided by technology to help millions of people live healthier lives. The Portfolio Manager will be responsible for reviewing and monitoring commercial loans to help Optum Bank maintain its commercial credit portfolio, working closely with various stakeholders to ensure accurate risk grading and documentation.
Health CareHospitalMedicalWellness
Responsibilities
Underwrite and document loan modification requests and annual loan reviews on existing commercial loans
Prepare clear and concise credit presentations for annual reviews, including financial analysis, collateral assessment, risk and mitigant identification, and recommendations for current risk rating
Spread borrower and guarantor financial statements, test and monitor financial covenants, perform collateral analysis, and prepare market assessments
Update loan metrics and risk ratings accurately and timely
May also occasionally perform credit underwriting on new requests by creating credit underwriting memos which analyze the credit request, the borrower, financial and credit information, repayment sources, risks and mitigation, collateral, and compliance with applicable regulations and policies
Be knowledgeable of policies, guidelines, procedures, regulations and systems applicable to the credit function
Ensure that loan files and documentation are complete
Make, recommend, and present credit decisions to credit administration and credit committee through both effective written and verbal communication
Develop and maintain positive relationships with internal and external clients
Assist with timely reporting and analysis of financial information collected from borrowers
Qualification
Required
2+ years of experience analyzing business and personal financial statements associated with loan requests
2+ years of experience analyzing commercial property rent rolls and financial statements
2+ years of experience managing a portfolio of commercial loans, including commercial real estate loans
Experience with commercial real estate financing, loan documentation, lending laws, portfolio monitoring, and loan servicing
Preferred
Completion of a formal commercial credit training program
Experience managing watch list loans and working out problem loans
Reside in Utah
All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy
Benefits
Comprehensive benefits package
Incentive and recognition programs
Equity stock purchase
401k contribution
Company
UnitedHealth Group
UnitedHealth Group is a medical insurance company that offers health technology, patient checkups, and pharmacy services.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$7.57BKey Investors
Berkshire Hathaway
2025-08-15Post Ipo Equity· $1.57B
2024-03-22Post Ipo Debt· $6B
2021-08-25Post Ipo Equity
Leadership Team
Andrew Hayek
Chief Executive Officer
Wayne DeVeydt
CFO
Recent News
2026-01-25
2026-01-24
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