Western National Insurance · 22 hours ago
Commercial Lines Underwriter II
Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving customers' property-and-casualty insurance needs. They are seeking a Commercial Lines Underwriter II to develop and manage a profitable book of commercial lines business by writing and retaining accounts through assigned agency partners.
Auto InsuranceCommercial InsuranceInsurance
Responsibilities
Build and maintain strong, collaborative relationships with agency partners
Manage an assigned agency territory to achieve established growth and profitability goals
Analyze the operations and exposures of various commercial risks using established underwriting practices, procedures, and assigned authority levels
Assess risks on new and existing business to identify opportunities that support territory loss ratio and growth objectives
Conduct research and analysis to develop sound underwriting solutions aligned with organizational goals
Apply working knowledge of coverages, forms, symbols, endorsements, and rating methodologies by line of business
Write new business in alignment with annual department goals
Make underwriting decisions guided by established policies and objectives
Use intermediate-level knowledge, experience, and available resources to identify and evaluate multiple solutions
Identify opportunities to improve underwriting processes, application efficiency, and overall effectiveness
Consistently demonstrate Western National’s customer experience standards by responding promptly, maintaining a positive and professional attitude, building rapport, showing empathy, managing expectations, selecting appropriate communication channels, and taking ownership to ensure issues are resolved
Make decisions in accordance with established policies and objectives
Apply intermediate-level knowledge, experience, and available resources to evaluate options and develop effective solutions
Identify opportunities to improve the efficiency and effectiveness of applications and business processes
Consistently demonstrate customer experience standards by responding promptly, maintaining a positive and professional attitude, building rapport, showing empathy, managing customer expectations, selecting appropriate communication channels, and taking ownership to ensure issues are fully resolved
Qualification
Required
Demonstrated time management skills with the ability to meet deadlines
Strong negotiation and relationship-building skills
Ability to exercise sound business judgment
Demonstrated intermediate organizational and prioritization skills, with the ability to manage multiple priorities effectively
Solid understanding of industry practices, standards, and core underwriting concepts
Strong verbal and written communication skills
Proficiency in core underwriting systems, office technology, and standard computer software applications
Preferred
Two or more years of underwriting experience preferred
Bachelor's degree preferred; equivalent experience in commercial lines underwriting may be considered in lieu of a degree
Benefits
Medical insurance plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more!
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
401(k) Plan (participants are eligible for 100% matching on the first 6% of their contributions)
Wellbeing Program, including onsite fitness studio
Paid Time Off – including holiday, vacation, and volunteer
100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk and insurance education)
Paid parental leave
Bonus opportunities