Optum · 18 hours ago
Senior Credit Analyst - Remote
United States
Full-time
Remote
Mid, Senior Level
$73K/yr - $130K/yr
2+ years expOptum is a global organization that delivers care aided by technology to help millions of people live healthier lives. The Senior Credit Analyst will underwrite new commercial loan applications, conduct reviews of existing loans, and ensure compliance with credit policies while building relationships with clients.
EducationHealth CareMedicalPharmaceutical
Responsibilities
Underwrite new commercial loan applications and conduct periodic reviews of existing loans
Prepare detailed credit underwriting memos that evaluate the credit request, the borrower, financial and credit information, sources of repayment, risks and their mitigations, collateral, and adherence to relevant regulations and policies
Analyze and document requests for loan modifications
Maintain thorough knowledge of credit policies, guidelines, procedures, regulations, and systems
Ensure completeness of loan files and documentation
Make, recommend, and present credit decisions to the credit administration and credit committee, utilizing effective written and verbal communication skills
Evaluate and recommend risk ratings for loans underwritten
Support portfolio management and monitoring activities
Build and sustain positive relationships with both internal and external clients
Qualification
Required
2+ years of experience in analyzing business and personal financial statements related to loan applications
2+ years of experience in underwriting commercial loans, including commercial real estate loans
Ability to travel up to 10%
Driver's License and access to reliable transportation
Preferred
Bachelor's degree in Business, finance, accounting, or economics
All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy
Benefits
Comprehensive benefits package
Incentive and recognition programs
Equity stock purchase
401k contribution
Company
Optum
Optum is a healthcare company that provides pharmacy services, health care operations, and population health management. It is a sub-organization of UnitedHealth Group.
10001+ employees
H1B Sponsorship
Optum has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (648)
2024 (559)
2023 (620)
2022 (851)
2021 (593)
2020 (438)
Funding
Current Stage
Late StageLeadership Team
Daniel Castillo
Chief Executive Officer, Optum Care Delivery
J
Jay Green
Chief Financial Officer
Recent News
2025-11-29
2025-11-19
2025-11-07
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