Wells Fargo · 7 hours ago
Wealth Specialty Finance Underwriter
DALLAS, TX
Full-time
Onsite
Mid, Senior Level
$119K/yr - $187K/yr
5+ years expWells Fargo is a leading provider of financial and investment services, and they are seeking a Lead Wealth Underwriter to join their Wealth & Investment Management Specialty Finance Group. The role involves underwriting and managing complex commercial-type credits for Ultra High Net Worth individuals and families, while ensuring compliance with company policies and maintaining relationships with internal and external stakeholders.
BankingFinancial ServicesFinTechInsurancePayments
Responsibilities
Spearhead financial analysis and due diligence around UHNW sponsors; distill complex credit situations into key risks/mitigants and clear and concise underwriting memos for consumption by senior leaders and credit-risk decision makers
Develop subject matter expertise across SFG lending themes, including concentrated/illiquid stock, aircraft, unsecured, etc. to ensure seamless presentation and analysis of key sponsor and collateral considerations
Lead loan structuring and as well as negotiations of legal documentation of loan transactions with outside counsel
Ensure compliance with company/regulatory policies and procedures
Manage a loan portfolio to ensure loan performance and compliance with key financial reporting and covenant requirements, maintenance of risk rating accuracy, and escalation of any developing issues
Manage on-going relationships with internal business partners including Custom Credit Bankers, Relationship Managers and leaders across product and relationship teams as well as borrowing clients and their family office personnel
Lead complex initiatives including those that are cross-functional with broad impact and act as a key participant in large-scale planning for Wealth Underwriting
Review, analyze, and evaluate complex challenges related to multi-faceted, larger scale high-net-worth loans structures, existing portfolio issues, and complex business, operational, or technical challenges that require an in-depth evaluation of multiple factors including intangible or unprecedented factors, present recommendations for resolution
Make decisions on complex and multi-faceted credit risk management issues to ensure satisfactory credit portfolio risk examinations requiring solid understanding of Wealth Underwriting functional area policies, procedures, regulations, and compliance requirements that influence and lead the Wealth Underwriting team to meet deliverables and drive new initiatives
Strategically collaborate and consult with Wealth Underwriting peers, colleagues, and mid-level to senior level managers to resolve issues and achieve goals; serve as a peer mentor
Partner with Custom Credit Banker and Financial Advisor to provide guidance on due diligence, credit, and loan document negotiations with clients
Qualification
Required
5+ years of Wealth Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Preferred
Thorough knowledge of financial accounting theory and logic, financial statement analysis, loan structuring and commercial banking products and services
Good credit skills including an ability to structure, negotiate, and document a broad range of loan types, structures and complex requests
Strong interpersonal, communication, writing and partnering skills
Ability to make sound, independent business and credit decisions
A background in wealth or commercial lending/underwriting is preferred. Familiarity with esoteric collateral asset classes including, but not limited to illiquid/concentrated stock, aircraft, unsecured, life insurance, alternative assets, art, etc. is a plus
Experience in capital markets, commercial/corporate/investment banking, commercial real estate lending or similar is desired
Benefits
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Company
Wells Fargo
Wells Fargo & Company is a financial services firm that provides banking, insurance, investments, and mortgage services.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1978-10-06IPO
Leadership Team
Charlie Scharf
CEO
Fernando Rivas
CEO of Corporate & Investment Banking
Recent News
2026-01-24
2026-01-23
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