Citi · 19 hours ago
Credit Portfolio Officer - Strategic Initiatives & Analytics, Vice President (Hybrid)
Wilmington, DE
Full-time
Hybrid
Mid, Senior Level
$115K/yr - $172K/yr
6+ years expCiti is a global bank that is seeking a Credit Portfolio Officer at the Vice President level to lead credit review and approvals while monitoring the portfolio. The role is focused on managing portfolio exposure to clients and counterparties globally, requiring strong analytical skills to assess risks and implement effective risk controls.
BankingFinanceFinancial Services
Responsibilities
Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments
Analyze the credit portfolio to identify inherent risks, including credit, market, operational, and compliance risks
Quantify potential risk exposures using established methodologies, models, and stress testing techniques
Stay abreast of industry trends, regulatory changes, and emerging risks that could impact the portfolio
Track risk exposures against established limits, tolerances, and risk appetite
Monitor portfolio performance and identify early warning signs of credit deterioration or breaches of risk appetite
Prepare regular reports on portfolio risk profile, key risk drivers, and emerging trends for senior management
Implement and maintain effective risk controls in accordance with policies, procedures, and regulatory requirements
Participate in the development and implementation of new risk mitigation strategies and controls
Escalate control breaches and potential risk events to appropriate stakeholders promptly
Contribute to the preparation of accurate and timely risk reports for internal and external stakeholders, including regulators
Clearly articulate risk exposures, trends, and mitigation strategies in written and verbal communications
Participate in internal and external audits and regulatory examinations, providing requested information and insights
Qualification
Required
6-10 years of experience in credit risk management, portfolio analysis, or a related field
Strong analytical and problem-solving skills
Excellent communication and presentation skills, both written and verbal
Ability to work independently and as part of a team
Proficient in Microsoft Office Suite, particularly Excel and PowerPoint
Takes initiative and demonstrates a proactive approach to risk management
Strong attention to detail and commitment to accuracy
Ability to work under pressure and meet deadlines
Strong ethical values and commitment to compliance
Solid understanding of credit risk concepts, methodologies, and regulatory requirements
Experience in analyzing credit data, financial statements, and market trends
Familiarity with risk management tools, databases, and reporting systems
Knowledge of credit products and lending practices
Bachelor's degree/University degree or equivalent experience
Preferred
Master's degree preferred
Knowledge of statistical modeling software (e.g., SAS) is a plus
Benefits
Medical, dental & vision coverage
401(k)
Life, accident, and disability insurance
Wellness programs
Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
Company
Citi
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.
10001+ employees
H1B Sponsorship
Citi has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
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Trends of Total Sponsorships
2025 (1386)
2024 (849)
2023 (1375)
2022 (1117)
2021 (876)
2020 (901)
Funding
Current Stage
Late StageLeadership Team
James Monahan
Managing Director / Global Head of Asset Servicing
Naveed Sultan
Managing Director, Chairman, Institutional Clients Group
Recent News
2026-01-20
2026-01-15
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