First Commonwealth Bank · 1 day ago
Senior Credit Review Manager
Indiana, PA
Full-time
Hybrid
Senior Level, Lead/Staff
10+ years expFirst Commonwealth Bank is seeking a Senior Credit Review Manager to oversee the Credit Review function, ensuring compliance with audit standards and regulatory requirements. The role involves managing staff, conducting detailed analyses of financials and loan documentation, and coordinating with various departments to enhance efficiency and coverage of the Audit Plan.
Banking
Responsibilities
Manages the overall Credit Review function including staff, administration, reviews, and special projects making certain that practices conform with generally accepted audit standards, bank policies, regulatory requirements (i.e. SOX), and risk of operations. Ensures portfolio coverages meets or exceeds audit plan requirements
Works with the Chief Audit Executive, Operations, IT, and Financial Audit Managers to develop workflows and ensure adherence to and coverage of the Audit Plan and Audit Committee directives
Provides leadership and guidance to staff throughout all credit review engagements and special projects, in all areas of the bank, in order to meet the objectives and goals of the department. Applies extensive expertise of credit review techniques, standards, and the processes related to financial reporting
Ensures the detailed analysis and examination of underwriting, financials, and loan documentation completed which result in determining borrowers’ ability to repay loans and the accuracy of the assigned risk ratings
Coordinates with Audit Managers and Executive (i.e. Financial, Operations, and IT,) to provide appropriate coverage of plans and directives of the Audit Committee, while integrating the functions of all credit review and audit groups and increasing efficiency
Performs risk assessments and recognizes Credit as well as non-Credit risks for key business processes
Oversees the management of planning, scheduling, performing, monitoring, reviewing, and proper reporting of tests and issues
Ensures that credit review processes are sufficient to generate credit reviews and reporting that fulfill objectives of plans
Manages the scoring of review functions to be performed, the development of the credit review schedule and annual plan
Participates in committees as an Internal Audit Representative under the direction of the Chief Audit Executive. Maintains required documentation
Makes certain that all reviews are performed efficiently and timely in accordance with, and that personnel follow, internal audit standards, regulations and guidelines
Stays abreast of updates/changes to industry standards and best practices as well as regulatory requirements. Ensures that this information is communicated to staff and that updated and adequate literature, manuals, and reference material is updated on an annual basis at a minimum
Applies risk-based portfolio analysis technics to develop both targeted and random reviews
Prepares Executive level reporting that concisely conveys findings and recommendations from work performed
Qualification
Required
Bachelor's degree in Finance, Accounting, or related field
A minimum of ten (10) years of experience with banking and/or credit review and management experience required
Must have extensive understanding of and experience with laws, key regulatory requirements (i.e. SOX), frameworks (i.e. COBIT, COSO), and risk management and assessment processes
Expertise in credit analysis and problem credit resolution, bankruptcy, structuring and administration of consumer and commercial loans required
Working knowledge of organizational policies and procedures pertaining to credit review and special assets are also required
Extensive knowledge of all financial institution policies and procedures
Proficiency in Microsoft Word, Excel, and Access
Excellent analytical, organizational, problem-solving, communication and leadership skills
Proficient reading, writing, and grammatical skills
Professional certification, such as Loan Review Certificate, CPA, CFSA, CBA, or CIA
Must possess a valid driver's license and have the ability to travel regionally if necessary
Ability to perform data analysis on large moderately complex databases
Company
First Commonwealth Bank
We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1992-06-10IPO
Leadership Team
Brook McGinnis
SVP / Senior Product Group Manager - Digital Banking and Payments
Linda Metzmaier
SVP, Chief Compliance Officer
Recent News
First Commonwealth Financial Corporation
2025-12-02
First Commonwealth Financial Corporation
2025-11-03
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