Benchmark Mortgage (NMLS #2143) · 1 day ago
Non-QM Underwriting Manager - Remote
United States
Full-time
Remote
Senior Level
5+ years expBenchmark Mortgage is seeking a Non-QM Underwriting Manager to lead and develop a high-performing underwriting team. The role involves overseeing non-QM loan programs, managing the underwriting pipeline, and ensuring compliance with regulatory requirements.
BankingFinancial ServicesLendingMortgage
Responsibilities
Manage, coach and train a team of underwriters to ensure quality, compliance and service-level standards are met
Oversee the non-QM underwriting pipeline to ensure loans are reviewed, approved, and cleared-to-close within established turn times
Serve as escalation point for difficult files, guideline interpretation, and exception requests
Track productivity, quality, suspense, and defect trends with reporting and loan-level reviews
Conduct periodic loan reviews to ensure adherence to internal credit standards, investor guidelines, and regulatory requirements
Ensure loans are underwritten to guidelines that are compliant with state and federal laws and regulations, including HMDA, Regulation Z, and Regulation B
Collaborate with Operations, Sales, and Secondary leadership to align on goals, capacity planning, and service-level expectations
Other duties as assigned
Qualification
Required
Expert knowledge in non-QM loan programs, guidelines, and investor requirements
Proven underwriting pipeline management skills
Proven experience leading and developing teams
Expert knowledge of income analysis, including self-employed borrowers, tax returns, P&Ls and K-1s
Demonstrated ability to analyze workflows and implement improvements in standard operating procedures
Comprehensive knowledge of mortgage regulations, including HMDA, Reg Z, Reg B, and FNMA guidelines
Strong communication skills
Ability to work across organizational boundaries
Highly detail-oriented
Strong decision-making skills
Advanced problem-solving capabilities
Strong critical thinking skills
Proven ability to prioritize and multi-task
Minimum of five (5) years of progressive levels of mortgage underwriting experience required, with a minimum of two (2) years of non-QM underwriting experience
Prior underwriting management experience required
High school diploma or equivalent required
Preferred
Encompass and Desktop Underwriter experience preferred
Some college preferred
Company
Benchmark Mortgage (NMLS #2143)
A community of mortgage professionals Benchmark is a full-service mortgage banker and seller-servicer.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
James Poulin
Chief Credit Officer
Company data provided by crunchbase