MyFundedFutures · 21 hours ago
Payments Risk & Chargeback Lead
Dallas/Fort Worth, Hybrid
Full-time
Hybrid
Senior Level
5+ years expMy Funded Futures is transforming the world of proprietary trading by providing traders with the capital, tools, and community necessary for success. They are seeking a Payments Risk & Chargeback Lead to manage the payment risk ecosystem, configure payment processors, and optimize approval rates while minimizing fraud and disputes.
Financial Services
No H1B
Responsibilities
Own configuration of all payment processors (e.g., Checkout.com)
Design and manage: Fraud rules, Velocity controls, Geographic restrictions, Card verification (AVS, CVV, 3DS), Transaction limits and risk thresholds
Continuously tune rules to balance: Conversion, Fraud exposure, Chargeback ratios
Manage all chargeback workflows: Alerts, Evidence collection, Representment, Network submissions
Build and maintain dispute playbooks by: Reason code, Payment method, Product type, Geography
Track and optimize: Win rate, Loss rate, Recovery dollars
Ensure compliance with Visa, Mastercard, AmEx, and processor thresholds
Monitor: Fraud rate, Friendly fraud, Account abuse, Payment method abuse
Partner with: KYC / AML, Customer support, Trading ops to identify high-risk users and patterns
Implement device fingerprinting, behavioral risk signals, and data-driven rules
Own reporting on: Authorization rates, Fraud rate, Chargeback rate, Dispute win rate, Payment success by country, method, and product
Build dashboards and executive-level reporting
Identify trends, leakage, and opportunities to improve revenue capture
A/B test fraud rules and payment flows
Partner with Product to reduce: Failed payments, False positives, Friction in checkout
Recommend new tools, vendors, or processors when needed
Qualification
Required
5+ years in payments, fraud, or chargebacks in: Fintech, Prop trading, Online marketplaces, SaaS, High-risk payments environments
Hands-on experience configuring: Checkout.com, Worldpay, Nuvei or similar
Deep knowledge of: Visa, Mastercard, Amex and Discover dispute rules
Reason codes
Fraud tooling (Radar, Sift, Ekata, Fingerprint, etc.)
Experience in: Trading platforms, Subscriptions, Digital wallets, Global payments
Strong analytical and reporting skills - SQL or BI tool experience
Experience operating in a fast-growth or high-risk environment
Benefits
Comprehensive benefits
Performance-based incentives
Company
MyFundedFutures
MyFundedFutures is the premier futures prop trading firm for beginner and experienced traders alike.
11-50 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase