ING Americas · 23 hours ago
Director, Senior Credit Officer
NYC Metro Area
Full-time
Hybrid
Senior Level, Lead/Staff
$200K/yr - $275K/yr
10+ years expING Americas is a leading financial services provider focusing on innovative products for corporate and institutional clients. They are seeking a Director, Senior Credit Officer to manage credit risk and execute client transactions, while supporting front office growth and ensuring compliance with credit policies.
Financial Services
Hiring Manager
Anne-Marie Peacock
Responsibilities
Conduct and facilitate credit exposure approval and associated decision-making processes, in line with relevant credit policies and procedures, and within the stated risk appetite statements
Advise and support the credit decision process for individual credit transactions and relevant credit portfolios, within the boundaries of established risk appetite statements, and in line with applicable credit risk policies
Act as Subject Matter Expert (SME) on Leveraged Transactions for the Americas region
Monitor and report on relevant transactions, obligors and portfolios
Direct Quarterly Portfolio Review and Watchlist meetings and reports
Complete Risk Ratings in accordance with ING policy and in a timely manner to help ensure the portfolio loan loss provision (LLP) is calculated accurately
Identify industry trends or news events that affect portfolio risk, using this to adjust as necessary Watchlist, Risk Rating or LLP adjustments
Actively provide input and/or develop relevant credit risk policies
Align ING New York credit policies and procedures with global frameworks as applicable for approval and monitoring of credit exposure
Support ING’s Sustainability and Climate Change ambitions
Work with Front Office teams and Credit Administration staff to manage the credit risk of the Acquisition Finance / Leveraged portfolio
Stakeholder Management:
Develop and maintain relationships with (senior) management and other relevant internal and/or external stakeholders
Educate and mentor colleagues ranging from junior account managers to senior bankers
Coordinate with audit staff, including external audit, Corporate Audit Services, SOX, as well as DNB and ECB activities
Qualification
Required
+10 years experience within Wholesale Banking, which may include front office and support roles providing exposure to credit risk management duties
Ample experience across the credit lifecycle of acquisition finance and leverage finance transactions within the United States and Americas markets, from deal origination / underwriting, amendments & credit modifications, and final repayment / exit
Prior experience interacting with US regulator (FED or OCC) preferred
Well versed with financial sponsors and private credit client base
Excellent credit analysis skills and ability to manage significant deal volume in a fast-paced environment
Bachelor's degree or equivalent in Finance, Economics, Law or a closely related field
Excellent knowledge of relevant credit risk management processes, systems and concepts
Excellent knowledge and following of regulatory process affecting lending, capital requirements and compliance matters
Working knowledge of counterparty and market risk and non-financial risk
Working knowledge of financial markets products including interest rate, commodity and FX derivative products, ISDA terms and negotiation
Benefits
Comprehensive health benefits
Generous 401k savings plan
Competitive PTO
Adoption, surrogacy, and fertility services
Student debt assistance
Subsidies for expenses associated with commuting and fitness
Company
ING Americas
ING Americas offers a full array of wholesale financial products, such as commercial lending, financial markets and advisory products and services in the U.S.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Eduardo Gonzalez Arellano
Americas Chief Data Officer / Data Protecion Executive (DPE), Global WB COO Executive Data Steward
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