First Internet Bank · 19 hours ago
SBA Portfolio Manager II
Fishers, IN
Part-time
Onsite
Mid Level
3+ years expFirst Internet Bank is dedicated to finding a better way to bank and is seeking an SBA Portfolio Manager II. The role involves servicing existing loans, conducting annual reviews, and assessing credit risk to protect the Bank's SBA guarantee.
BankingFinancial ServicesInternet
Responsibilities
Focus on loans that have an adverse rating of 6-Monitor or above
Analyze available annual and quarterly financials from borrowers within the SBA Portfolio to ensure an accurate risk assessment is applied to each borrower during the renewal and annual review process
Analyze global cash flow of existing borrowers and guarantors, identify financial condition, profitability, repayment ability, and operating trends. Determine if there are any financial indicators that point to current or potential stress within the business or guarantor's financial situation
Identify appropriate risk in credit quality, and initial attempt to bring credit back into good standing. If credit cannot be, conduct file review to prepare it to be transferred to the Special Assets Group (SAG)
Assist in collection of pertinent information needed to underwrite basic servicing actions, to include requests for modifications to the original terms of the loan, or the replacement/release of collateral; and recommend a course of action that fits within Bank policies and procedures and is in accordance with SBA SOP 50 57
Underwrite enhanced servicing actions of a more complex nature, including note modifications, assumptions, changes in legal structure, deferments, and or maturity extensions as needed
Assist in the preparation and delivery of quarterly Problem Loan Reports to management
Conduct in person interviews/site visits with borrowers who have exhibited stress, and or that have had an adverse event occur
Maintain Financial Review Status log, Servicing action log, and Financial Statement Checklists that serve as financial ticklers
Assist in conducting a 'Risk Analysis' on loans within the SBA portfolio that are risk-rated 'Special Mention,' 'Substandard,' or 'Doubtful.' Includes analyzing current financial and structural information about the business, with a goal of determining the long-term viability of the company
Review and monitor documents for collection efforts as needed for insurance and real estate taxes and payoff and collateral releases
Assist in managing past due and maturing loans
Recommend and model appropriate loan structure for new and existing loan relationships
Ensure customer records are maintained and updated in the core platforms including PCFS solutions, 'Loan Manager'; nCino, and other banking platforms as required
Provide daily exceptional customer service to both internal and external customers
Keep current on Bank policies, SBA policies, laws and regulations that govern commercial lending
Cross-train and assist Servicing department as needed
Assist in guiding and training lower level/junior positions as needed
Perform other duties as assigned
Qualification
Required
Minimum of three years of direct experience in a commercial lending portfolio management setting with one year of relevant SBA Portfolio management or credit experience required
Proven knowledge of the SBA SOP's 50 57 and actions as outlined in the 7a Servicing and Liquidation Actions is required
Ability to multi-task and manage a multi-loan volume pipeline
Knowledge and skill set in MS Office (Word, Excel, Office, etc.), Skype, and Zoom. Experience in Loan platform systems of E-Tran, nCino and PCFS is also preferred
Benefits
Medical, Dental, and Vision Insurance for Full-Time employees - Eligibility begins on day one of employment
401(k) Retirement Plan with Generous Match for Full-Time and Part-Time employees - Eligibility begins on day one of employment
Professional Development Reimbursement
At Least 3 Weeks Paid Vacation Annually - For New Employees, Paid Vacation is Adjusted Based on Start Date
Eleven Paid Holidays
Paid Volunteer Time
Annual First Internet Bank-branded merchandise allowance
Company
First Internet Bank
First Internet Bank is an FDIC-insured institution that provides real-time transaction services. It is a sub-organization of First Internet Bancorp.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Mark Brown
First Vice President - Finance - Fintech and Special Projects
Lorraine Ortiz
Chief People Officer
Recent News
2026-01-14
2025-10-27
Morningstar.com
2025-10-23
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