Mortgage Loan Officer 3 jobs in United States
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TDECU · 5 hours ago

Mortgage Loan Officer 3

TDECU is a financial services company seeking a Mortgage Loan Officer 3 to originate various types of mortgages for its members. The role involves expanding mortgage sales opportunities and ensuring an optimal member experience through various referral channels.

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Responsibilities

Grow and maintain referral relationships with network of realtors, builders and members in association with the TDECU member base
Take complete and accurate loan applications into the computerized mortgage system, providing members with all required disclosures, as well as obtaining all necessary support documents
Pre-qualify members for the identified mortgage program/product and match them with TDECU mortgage products that best meet the member’s needs
Negotiate terms and conditions of loans with members in accordance with Credit Union policies and procedures
Lock loans for members in accordance with TDECU policies and procedures. Maintain a thorough knowledge of all mortgage products and services, including forms and documentation for each type of loan

Qualification

Mortgage Loan OriginationNMLS LicensingConventional/FHA/VA/Jumbo LoansLoan Application EvaluationIncome AnalysisRegulatory ComplianceMember Service SkillsContinuous Improvement MindsetSoftware ProficiencyTeam CollaborationAdaptability

Required

High School Diploma or GED
Minimum 4+ years as a Mortgage Loan Officer with a proven track record of success
Must qualify for NMLS licensing, be Safe Act compliant and be able to get licensed in the state in which you will be originating loans
Must have an NMLS registration number
Strong desire to be a part of a collaborative, team-first environment
Strong desire to learn and has a continuous improvement mindset
Passion for providing best-in-class member service
Strong member service skills
Ability to evaluate loan applications and supporting documentation
Ability to perform complex income analysis including the ability to analyze complex tax returns, including corporate, partnerships, and sub-s corporations
Demonstrated knowledge of conventional and/or government lending guidelines, mortgage processing, underwriting and closing procedures, and regulatory compliance
Comply with SAFE Act legislation, which requires annual registration as a Mortgage Loan Originator (MLO)
Ability to adapt to an ever-changing work environment
Able to work in a fast-paced, deadline driven environment
Proficient at working with various software and technology applications

Preferred

Experience with conventional, FHA, VA and jumbo mortgage products strongly preferred

Company

TDECU

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Founded in 1955, TDECU formed when a group of Dow employees pitched in $5 each to loan a friend $35 to buy a refrigerator.

Funding

Current Stage
Late Stage

Leadership Team

I
Isaac Johnson
President & Chief Executive Officer
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Company data provided by crunchbase