Hilltop Securities Inc. · 21 hours ago
Credit Analyst II
Fort Worth, TX, United States
Full-time
Onsite
Entry, Mid Level
2+ years expHilltop Securities Inc. is seeking to hire a Credit Analyst II who will provide full service to Commercial Loan Officers by analyzing commercial loan requests and offering recommendations. The role involves loan monitoring services and requires a strong understanding of financial analysis and credit evaluation.
BankingFinanceFinancial Services
No H1B
Responsibilities
Analyzes financial statements (including performance ratios) of all levels of quality to develop initial assessment by identifying strengths and weaknesses as pertaining to borrower’s historical operating performance
Prepares written analyses which include: Credit investigation of the borrower and guarantors; Economic and market conditions as they relate to the company, industry, and market area; In-depth historical financial analysis, including communicating with the borrower’s accountant to gain a better understanding of the company’s accounting practices; In-depth projection financial analysis, including the performance of “what if” scenarios that test the reasonableness of the projections; In-depth analysis of the secondary sources of repayment such as collateral; In-depth analysis of a guarantor’s financial position
Identifies borrower's strengths and weaknesses
Collects and maintains industry data; researches industry specific information from outside sources, including conversations with the borrower, industry publications, references from other banks, credit agencies, as well as accessing information through the internet
Attends Management Loan Committee, Board Committees, as appropriate, to be available to answer questions regarding credit analysis as necessary; often presents the loan request to the committee
Participates in customer meetings as requested by officers (may require travel at times)
Performs real estate appraisal reviews for lenders in all regions
Performs vehicle floor plan inspections and reports finding to lending management
Processes and establishes accountability pertaining to Commercial Loan Agreement requirements/covenants
Monitors periodic inspections pertaining to real estate construction projects – loan advances versus project completion
Qualification
Required
Must be eligible to work in the U.S. without sponsorship now or in the future
Must be able to report to our PlainsCapital Branch located at 3707 Camp Bowie Blvd, Suite 220, Ft. Worth, TX 76107, without the need for relocation assistance
Bachelor's degree in Business or related field required. Accounting or Finance degree strongly preferred
2 to 4 years of experience in credit analysis required, preferably in commercial loans
Excellent verbal, written and interpersonal communication skills
Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems
Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment
Must be self-motivated with strong initiative, accountability, and attention to detail
Company
Hilltop Securities Inc.
HilltopSecurities helps advance the financial opportunities of communities, businesses, and individuals alike. But that’s only part of the story.
501-1000 employees
Funding
Current Stage
Late StageTotal Funding
$838.43M2019-12-20Debt Financing· $838.43M
Leadership Team
D
David Holleran
Chief Operating Officer
Recent News
2025-10-28
2025-10-24
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