Hawaii State Federal Credit Union · 1 day ago
Business Lending Relationship Professional (Commercial Loan Officer)
Honolulu, HI
Full-time
Hybrid
Mid Level
$69K/yr - $111K/yr
4+ years expHawaii State Federal Credit Union is a recognized leader in the financial sector, known for its commitment to community and employee satisfaction. The Business Lending Relationship Professional will manage complex commercial lending relationships while focusing on business banking needs, driving business development, and providing personalized guidance to members throughout the lending cycle.
BankingCreditFinancial ServicesService IndustryWealth Management
Responsibilities
Manage complex commercial lending relationships with a secondary focus on business banking needs
Serve as the primary point of contact for assigned business members
Build trusted relationships while delivering a high-quality, member-focused lending experience
Drive business development through existing relationships and source new business opportunities aligned with the credit union’s strategic objectives
Provide guidance to members through the full lending cycle
Prepare and present sound credit analyses and recommendations in partnership with internal stakeholders
Maintain stewardship of loans within the assigned loan portfolio by monitoring credit quality, performance, and ongoing financial condition
Collaborate with Retail Delivery Division and internal partners to support referrals, identify business opportunities, and provide personalized guidance to help members access financing and resources
Qualification
Required
4-6 years of related experience in Commercial Lending or related field
Ability to interpret financial statements, cash flow patterns, and industry-specific risks
General knowledge of commercial loan structures, products, services and underwriting principles
Ability to assess, monitor, and mitigate credit risk
Able to cultivate trust and long-term engagement with business members and internal and community partners, while collaborating across teams
Able to clearly communicate complex financial concepts clearly to both financial and non-financial audiences
Demonstrates strong critical thinking skills and sound judgement to evaluate information and make well informed recommendations
Comfortable operating in ambiguity and adapting to change
Strong organizational and prioritization skills with the ability to manage multiple tasks and competing deadlines
Demonstrates accountability through follow-through and ownership of assigned responsibilities and portfolio performance
Benefits
Competitive Compensation: HSFCU offers competitive pay, merit increases, and incentives.
Health Coverage: Comprehensive medical and dental coverage, with 100% paid single coverage for full-time employees.
Paid Time Off: Enjoy 13 paid annual holidays and up to 29 PTO days.
Retirement Savings: Contribute to a 401(k) plan with up to 10% employer contributions.
Transportation Subsidy: On-site parking at a small cost, up to $100 parking subsidy, or 100% bus pass reimbursement.
Health & Wellness: Access to wellness fairs, flu shot clinics, and on-site fitness centers.
Additional Benefits: Flexible spending plans, credit union discounts, life, accident, and disability insurance.
Growth Opportunities: HSFCU invests in employee development through in-person and online training programs, workshops, career development assistance, and tuition assistance. Employees are encouraged to further their education and unlock new opportunities.
Work Environment: HSFCU’s modern headquarters prioritize a balance between wellness and productivity, offering a variety of amenities. The culture is inclusive, with a focus on teamwork and community, often described as an 'ohana' or family atmosphere.
Employee Testimonials: Employees appreciate the supportive environment where everyone’s voice is heard and valued. The credit union has been recognized as one of Hawaii’s best places to work for over 12 years.
Company
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union Provides Financial Services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Christopher Hodges
Senior Vice President & Chief Financial Officer
Ben Mendes, PMP, CISSP, CISM
Chief Information Officer
Recent News
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