M&T Bank · 3 weeks ago
Business Analytics & Reporting Analyst (Commercial Credit Operations)
Buffalo, NY
Full-time
Hybrid
Entry, Mid Level
$26/hr - $43.34/hr
2+ years expM&T Bank is a financial institution seeking a Business Analytics & Reporting Analyst to support their Commercial Credit Operations team. The role involves providing credit support, conducting credit analysis, and continuous credit monitoring across all Commercial Credit segments.
Financial Services
Responsibilities
Partner with the Commercial Credit teams to provide ongoing credit support and identify areas of improvement throughout the continuous credit monitoring functions
Help lead a team that partners proactively with the Technology and Operation teams and is intimately involved in Early Warning Indicators for the Commercial Bank. Provide an independent credit quality assessment, identifying appropriate operational risks, credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues. These assessments pertain to the ongoing risk to the Bank
Support the reporting requests regarding the continuous credit monitoring (CCM) activities, enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews (and PLRs and Guarantor Assessments), interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance
Ability to comprehend and utilize all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information
Ability to comprehend spread financial statements and financial models designed to sensitize various conditions impacting the potential risk of the borrower. Ability to understand cash flow analysis, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate
Assist in monitoring credit policy compliance by verifying adherence to the Commercial Credit Policy and commenting on any risk associated with non-compliance
Understand and adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies
Promote an environment that supports belonging and reflects the M&T Bank brand
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
Complete other duties as assigned
Qualification
Required
Bachelors and a minimum of 2 years related business line experience
A combined minimum of 6 years higher education and/or work experience in lieu of a degree
Company
M&T Bank
Great companies have an enduring sense of purpose.
10001+ employees
H1B Sponsorship
M&T Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (116)
2024 (113)
2023 (84)
2022 (103)
2021 (42)
Funding
Current Stage
Late StageLeadership Team
René Jones
Chairman & Chief Executive Officer
Dan Saper
•Co-Founder/Co-Chairman of Welcome to M&T Bank Affinity Group, Western New York Chapter
Recent News
2025-10-07
2025-10-06
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