Westamerica Bank · 8 hours ago
Consumer Lending Manager
FAIRFIELD,CA,US
Full-time
Onsite
Mid, Senior LevelWestamerica Bank is among the largest commercial banks headquartered in California, seeking a Consumer Lending Manager to oversee centralized consumer lending activities. The role involves managing loan origination, ensuring compliance with regulations, and supervising staff to enhance performance and customer service.
BankingFinancial Services
Responsibilities
Manages all the consumer loan origination and mortgage servicing activities to ensure the accurate and timely delivery of loan products and services to auto dealerships, branches and customers
Manages dealer contract funding through ACH processing
Supervises dealer sales representative activities to maintain and increase indirect lending
Monitors all unit activities to ensure internal and external lending standards are maintained
Acts as the Consumer Business Unit Compliance Officer
Embraces Bank compliance by: Continually demonstrating and conveying a strong commitment to compliance and fair lending
Ensure Consumer lending area is in compliance will applicable laws and regulations
Continuing education by attending all BCG, regulatory and other offered training related to assigned responsibilities
Pro-actively engage in a timely manner with risk identification and management, implementation of compliance requirements, remediation of monitoring and examination findings, and related activities
Research and assists with preparation of responses to consumer complaints received for areas of responsibility
Assists with preparing annual compliance risk assessments and annual fair lending risk assessments
Prepare vendor reviews for dealers and other vendors per the Banks Vendor Management Program
Ensure dealer contract purchase program and direct consumer loans programs operate in conformance with regulations and established Bank policies and procedures
Evaluate and enhance preventive internal controls to mitigate compliance and fair lending risk
Implement changes to policies, procedures, and job aids to ensure prompt updates, completeness and effectiveness
Ensure readiness for Compliance regulatory issues or findings in examination. Timely remediate any findings
Oversees the training and work performance of the unit's staff
Recommends all appropriate staffing actions for assigned employees
Recommends changes to internal operations that will enhance customer service and overall performance
Prepares unit's managerial and regulatory reports
Participates in special projects and performs other duties as assigned
Qualification
Required
Previous work experience as a Consumer Loan Officer/Supervisor where incumbent has gained a working knowledge of accounting principles (including tax return analysis), and consumer loan products
Thorough understanding of consumer regulations and laws including, but not limited to, Regulations B, O, P and Z and the Fair Credit Reporting Act
Previous supervisory experience desirable
Bachelor's Degree in a business related subject preferred
High degree of analytical, organization, interpersonal and communications skills
Company
Westamerica Bank
Westamerica Bancorp is a regional community bank that offers consumer and commercial financing.
Founded in 1884
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1980-04-11IPO
Leadership Team
R
Robert Thorson
Chief Financial Officer
Recent News
MarketScreener
2025-10-23
Westamerica Bancorporation
2025-10-17
MarketScreener
2025-04-17
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