PNC · 14 hours ago
Underwriter IV - Commercial
Los Angeles, CA
Full-time
Onsite
Mid, Senior Level
$65K/yr - $179K/yr
5+ years expPNC is a company that values its people and fosters an inclusive workplace culture. The Underwriter IV - Commercial role involves preparing offerings for complex transactions, managing a portfolio, and making credit decisions while serving as a subject matter expert.
BankingFinanceFinancial Services
No H1B
Responsibilities
Works autonomously. Exercises exception and elevated approval authority. Prepares offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Interacts with internal/external customers. Provides recommendations for credit structuring. Serves as a subject matter expert for certain asset classes, and may lead the department on special projects or assignments. Coaches, mentors, and assists others on best practices and processes
Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required
Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect or missing information. Performs relevant pre-approval and post-approval activities
Identifies and/or confirms all external regulatory requirements. Ensures internal policies/procedures are followed
Makes recommendations on credit decisions or makes credit decisions directly, as appropriate
Qualification
Required
University / college degree
5+ years of industry-relevant experience
Specific certifications are often required
In lieu of a degree, a comparable combination of education and experience (including military service) may be considered
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities
Preferred
Credit Decisions
Decision Making
Financial Analysis
Identifying Risks
Process Improvements
Results-Oriented
Risk Assessments
Accuracy and Attention to Detail
Coaching Others
Credit Analysis and Verification
Decision Making and Critical Thinking
Effective Communications
Financial Analysis
Knowledge of Underwriting
Managing Multiple Priorities
Office Support Tools
Operational Functions
Benefits
Medical/prescription drug coverage (with a Health Savings Account feature)
Dental and vision options
Employee and spouse/child life insurance
Short and long-term disability protection
401(k) with PNC match
Pension and stock purchase plans
Dependent care reimbursement account
Back-up child/elder care
Adoption, surrogacy, and doula reimbursement
Educational assistance, including select programs fully paid
A robust wellness program with financial incentives
Maternity and/or parental leave
Up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
Between 15 to 25 vacation days each year, depending on career level and years of service
Company
PNC
PNC is a financial service company providing bank deposits products and services to its community.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1975-11-17IPO
Leadership Team
Keith Hayes
SVP, PNC Aviation Finance
M
Michael Gaber
Senior Vice President - Originations
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